These Popular Hotel Credit Cards Just Got Sweeter Signup Bonuses

American Express is upping the ante on two more pieces of its plastic.

Right on the heels of its forthcoming Platinum card makeover, American Express is upping the ante on two more of its popular credit cards.

Now through May 31, 2017, new Hilton Honors cardholders can earn 80,000 points after spending $2,000 in their first three months. Hilton Honors Surpass cardholders can earn 100,000 points after spending $3,000 in their first three months and a free night on their one-year membership anniversary.

Before the big change, cardholders could earn 50,000 points and 75,000 points, respectively.

There’s also a Member-Get-Member bonus on the table — meaning if a friend applies and gets approved, Hilton Honors cardholders will get an extra 20,000 points while Surpass cardholders get 25,000.

The sweeter signup bonuses are launching alongside some recently announced upgrades to Hilton’s loyalty program. Point redemption is now much more flexible, with pricing adjusting alongside rates and, starting April 2017, members will be able to pool points with family and friends. Plus, beginning Summer 2017, you’ll be able to shop with Hilton Honors points on Amazon.

So Should I Sign Up?

If you’re a big fan of Hilton hotels and travel often, then, sure, consider signing up. Both cards are solid as far hotel rewards credit cards go. The Hilton Honors Surpass even made our list of the best cards for hotel hoppers, as it offers 12 points per dollar on eligible Hilton purchases, six times the points at U.S. restaurants, supermarkets, and gas stations and three times the points (mostly) everywhere else.

If you’re not interested in paying the card’s $75 annual fee, the Hilton Honors credit card is a solid alternative: seven times the points at Hilton hotels, five times the points at U.S. restaurants, supermarkets and gas stations, three times the points everywhere else and no annual charge.

Both cards tout a variable purchase annual percentage rate (APR) between 15.99% and 19.99%, depending on your credit. (You can get an idea of where you might fall by viewing two of your credit scores for free on Credit.com.)

Have Credit Card, Will Travel?

If you’re booking it all over town and beyond, a good hotel rewards credit card can make you some money back on all those stays. (Just be sure to pay any balances off in full; otherwise, you’re just kissing those points goodbye to interest.) But the right credit card for you depends on your travel preferences.

Stay solely at Starwood properties? Well, its Preferred Guest credit card, also from American Express, might give you the biggest bang for your buck. Wind up at Wyndhams? Its Barclaycard Visa is worth checking out. And, if you travel often, but don’t like to limit your stays to just one hotel chain, there are plenty of general-purpose travel credit cards out there that’ll earn you points, miles or cash back on all your flights and nights.

A bit more Credit Card 101: Be sure to read the full fine print of any card you’re considering to learn exactly what you’re signing up for. And get ready to do some math — a lot of travel credit cards carry steep annual fees (think $450 or higher) that are only worth paying if you travel and/or spend a certain amount each year.

At publishing time, the American Express Platinum and Starwood Preferred Guest credit cards are offered through Credit.com product pages, and Credit.com is compensated if our users apply and ultimately sign up for these cards. However, this relationship does not result in any preferential editorial treatment. This content is not provided by the card issuer(s). Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved or otherwise endorsed by the issuer(s).

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The post These Popular Hotel Credit Cards Just Got Sweeter Signup Bonuses appeared first on Credit.com.

5 Credit Cards That Help You Earn Hotel Elite Status

hotel-rewards

If you’re a frequent traveler, then having elite status at hotels can be pretty valuable. It will allow you to check into your room early or check out late. Status can get you upgraded to a bigger room with a nicer view. It can even award you with free breakfast or a complimentary drink in the evening. Having elite status with hotels can dramatically enhance your overall travel experience.

The only problem is that earning elite status with most hotel chains can be difficult. Many require you to stay for weeks before you will earn low level status. Unless you travel a lot for business, this can be pretty unattainable.

This is where your credit card can help. Some credit cards that earn hotel points will automatically award you elite status, just for being a cardholder. Other cards allow you to earn status when you spend a certain amount each year with your card. Here are five cards that will help you earn hotel elite status.

1. Citi Hilton HHonors Reserve

When you sign up for the Citi Hilton HHonors Reserve card you will automatically receive Hilton HHonors Gold status. This will give you things like a 25% bonus on the base HHonors points you can earn, the fifth night free when you book five or more nights, and late checkout. You will then have the chance to earn diamond status when you spend $40,000 or more per year with your card. (Full Disclosure: Citibank, as well as American Express, advertises on Credit.com, but that results in no preferential editorial treatment.) 

The Citi Hilton HHonors Reserve card also will award you with two free weekend nights after you sign up and spend $2,500 within the first four months. You will also receive 10x HHonors points when you use your card at Hilton hotels, 5x points on airlines and car rentals, and 3x points on everything else. Plus, each year that you spend $10,000 on your card and pay the $95 annual fee, you will receive a free weekend night as a thank you.

2. Hyatt Credit Card

When you sign up for the Hyatt credit card you will automatically receive platinum status with Hyatt hotels. This will give you 15% bonus points, free premium Wi-Fi, and room upgrades when available.

After you sign up and spend $2,000 within the first three months you will receive a bonus of two free nights. Plus, if you add an authorized user to your account and they make a purchase in the same three-month period, you will receive 5,000 bonus Hyatt points. You will then earn 3x points when you use your card at Hyatt hotels, 2x points at restaurants and on airfare and car rentals booked with the airline or car rental agency, and 1x points on all other purchases. Each year on your anniversary, you will receive one free night that can be used at any category 1-4 Hyatt hotel, after you pay the $75 annual fee.

3. IHG Rewards Club Select Credit Card

As an IHG Rewards Club Select cardholder you will automatically receive IHG platinum elite status. This will allow you to check into your room early, earn 50% more points and receive an upgraded room.

When you sign up for this card, you will receive 60,000 bonus points after spending $1,000 within the first three months. You will earn an additional 5,000 points when you add an authorized user and they make a purchase in that three-month period. When you use your card at IHG hotels you will earn 5x points. Spending done with the card at restaurants, gas stations, and grocery stores will earn 2x points, and all other purchases will earn 1x points. Each anniversary you will receive one free night. There is no annual fee the first year, but it will be $49 each subsequent year.

4. Marriott Rewards Premier Card

You will receive 15 elite nights each year that you are a Marriott Rewards Premier cardholder. This is enough to receive silver status, giving you an additional 20% in points when using your card. You will also receive one additional elite night for every $3,000 spent on your card. If you reach 50 nights, you will earn gold elite status.

When you sign up for the Marriott Rewards Premier card you will receive 80,000 Marriott points after spending $3,000 within the first three months. You will earn an additional 7,500 points when you add an authorized user and they make a purchase in the same three-month period. When you use your card at Marriott and Starwood properties you will earn 5x points. Booking airfare directly with the airlines or car rentals booked with the rental agency will earn 2x points. Any other purchase will receive 1x points. Each year on your card anniversary, you will receive a free night at any category 1-5 hotel. The annual fee on this card is $85.

5. The Platinum Card from American Express

The Platinum card is easily the most expensive card on the list with an annual fee of $450. However, it also offers you the most bang for your buck. As a cardholder you will not only receive Hilton HHonors gold status, but you will also earn Starwood Preferred Guest Gold status. With Starwood Gold, you will receive a 50% bonus on the points that you earn. You will also receive an enhanced room and a welcome gift, which could include bonus points, complimentary internet access or a free drink.

When you sign up for the Platinum Card from American Express you will receive 40,000 Membership Reward points after you spend $3,000 in the first three months. You can earn 5x points when you use your card to book flights directly through the airlines or through American Express Travel. Any other purchase you make with the card will earn 1x points. This card also comes with several other valuable benefits. You will receive an annual $200 airline fee credit to use on incidental fees. You will also have complimentary access to over 1,000 airport lounges worldwide. If you would like Global Entry or TSA Pre✓, you will receive up to a $100 statement credit to cover the expense.

Remember, before applying for any credit card, it’s a good idea to check your credit scores so you’ll have a better idea of whether you’ll qualify. Many rewards cards require excellent credit. You can check your two free credit scores, updated every 14 days, at Credit.com.

At publishing time, the Citi Hilton HHonors Reserve, Marriott Rewards Premier Card and the Platinum Card from American Express are offered through Credit.com product pages, and Credit.com is compensated if our users apply and ultimately sign up for these cards. However, this relationship does not result in any preferential editorial treatment. This content is not provided by the card issuer(s). Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved or otherwise endorsed by the issuer(s).

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The post 5 Credit Cards That Help You Earn Hotel Elite Status appeared first on Credit.com.