5 Credit Cards That Reward Loyal Customers


Are you the kind of person who likes to stick with something that works? A lot of people want to find the right credit card, use it for many years, and be rewarded for their loyalty. These rewards can take many forms, including discounts, perks, and additional rewards. These aren’t the kind of benefits anyone can get just for signing up, you have to be a cardmember for at least a year, or reach a certain spending threshold on your account.

Here are five credit cards that reward your loyalty.

1. The Platinum Delta SkyMiles Credit Card from American Express

The Platinum Delta SkyMiles card rewards you for your loyalty as you’ll get a companion certificate each year when you renew your card, but not initially when you sign up. This means that you get to invite someone to fly on a domestic flight with you once a year as long as you renew your card, and only have to pay for taxes. This certificate is limited to economy class flights within the contiguous 48 states.

In addition, you earn two miles for every dollar you spend directly with Delta, and one mile per dollar spent on other purchases. The annual fee for this card is $195 and there are no foreign transaction fees.

2. Hyatt Visa Signature Card From Chase

This card offers you a free night stay at any Category 1-4 Hyatt hotel every year if you renew your card. This card also offers Platinum status at the Hyatt, which means you get access to perks such as expedited check-in, complimentary in-room internet and a 15% point bonus on any eligible purchases. Other benefits include earning three points for every dollar spent on any Hyatt properties, double points for every dollar spent on flights, car rentals or restaurants, and one point on any other purchases. There are no foreign transaction fees for this card and the annual fee is $75.

3. Club Carlson Premier Rewards Visa Signature Card from US Bank

The Club Carlson Premier Rewards Visa Signature card grants you Gold Elite Status for your Club Carlson membership as soon as you activate and use your card. If you already have that status, you get 15 qualifying nights either towards getting or maintaining Elite status. And whenever you renew your card, you’ll get 40,000 bonus points.

This card also rewards those who use it often throughout the year. If you spend at least $10,000 and then renew your card, then you’ll earn a free night at any qualifying hotel. The annual fee for this card is $75 and there is a 3% foreign transaction fee.

4. Ritz-Carlton Rewards Credit Card From Chase

This card rewards you for your loyalty by giving you Gold Elite Status benefits in the Ritz-Carlton Rewards program whenever you spend $10,000 or more annually. These benefits include complimentary in-room internet access and other exclusive bonuses. If you spend $75,000 or more, you get upgraded to Platinum Elite status.

This card offers five points per dollar spent at Ritz-Carlton and Marriott Hotels, double points for airline, car rental and restaurant purchases, and one point per dollar spent elsewhere. Other benefits include Priority Pass Select airport lounge membership and a $300 annual air travel credit.

When staying at Ritz-Carlton hotels, you will also receive three Club Level upgrades each year and a $100 hotel credit toward dining, spa or other hotel recreational activities on paid stays of two nights or longer. There’s an annual fee of $450 and no foreign transaction fees.

5. JetBlue Plus Card from Barclaycard

The JetBlue Plus card rewards loyal customers by giving them TrueBlue Mosaic benefits (JetBlue’s elite status) for a year whenever cardmembers spend at least $50,000 annually. Some of these benefits include having up to two free checked bags, priority boarding, waived cancellation fees, a dedicated check-in area, and 15,000 bonus points.

This card also offers 6x points for JetBlue purchases, 2x points at restaurants and grocery stores, and one point per dollar spent on all other purchases. Other benefits include a 50% savings on eligible inflight purchases and 10% of your points back every time you redeem them. This card has an annual fee of $99 with no foreign transaction fees.

It’s prudent not to spend beyond your budget when using rewards credit cards. Spending too much and not paying off your credit card balances can negatively effect your credit score, which affects your ability to get lower interest loans, mortgages and other card offers.  If you’d like to see where your credit stands, you can see two of your credit scores, updated every 14 days, on Credit.com.

At publishing time, the Jet Blue Plus credit card is offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for this card. However, this relationship does not result in any preferential editorial treatment.

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

Image: Goodluz

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