It seems like everything you do on any of your digital devices requires a password and the requirements for these security codes are getting more and more extensive. Some sites don’t allow words that can be found in dictionaries, while others don’t want any logical sequences or personal elements like a house number, street name, zip code, birth date, birth year, child’s name or pet’s name. Many accounts require your password to have both uppercase and lowercase letters, as well as numbers, special characters and a specific minimum and maximum length. The list goes on and on.
So while you might still use poodle1234 to log into your old email account, that password may not get approved for more current accounts. (You probably don’t want to be using the same password across multiple accounts, anyway.)
The strongest passwords are typically long and random, as this makes them harder for hackers to guess. Because of this, passwords often end up looking like gibberish, like: (&cR=x?fae~c[R5GAs3AN4?.
Remembering Complex Passwords
It isn’t easy to remember all of these long, random, complex passwords and some websites disable password saving on their login screens, but there are password managers that can help. They’re available from a variety of sources, including anti-virus software providers and standalone password services. If you’re looking to try out a password manager tool, but aren’t sure where to start, we’ve highlighted four common ones below to help you get started researching your options.
It’s important to make sure you feel safe with any of these options, as you don’t want your passwords to fall into the wrong hands. A weak password could help make you a victim of identity theft, which can wreak havoc on your finances. While you’re beefing up your passwords, another good practice is to regularly monitor your credit for signs of identity theft, like a sudden drop in your scores. You can check two of your credit scores for free on Credit.com. (Note: The password managers below all use encryption to protect your data.)
LastPass, a free password manager, generates random passwords using a browser toolbar extension. You can access the passwords using your LastPass account menu, stored right in your browser bar. However, once you’ve saved credentials for a particular site, it will show up automatically in a popup when you click the icon. Do you have three different Gmail accounts? No problem. You can save multiple login credentials for any site. You can also edit the credentials and you can share passwords with others if you want someone else to have access to one of your accounts, even if the password changes. (Just make sure you’re selective about who you share personal information with.) You can use LastPass across multiple devices, and your password vault is available even if you’re offline.
Google Smart Lock
Google Smart Lock runs in the Chrome web browser and will automatically log you into the sites you visit if you turn on this feature. Once active, Google will ask you if you want to save the account info when you log into sites.
To get an overview of your saved information, visit myaccount.google.com. Start at “Sign-in & security,” click on “Connected apps & sites” and scroll down to “Saved passwords.” Click on “Manage passwords” to see options. If you turn on Smart Lock, Google will log you into saved websites and bypass the login screen. You don’t want to turn this feature on if you’re uncomfortable being removed from the login process.
Your Google account is the master login for the Smart Lock feature. That makes password management extremely convenient, but it also means that if someone gains access to your Google account, they can also access and control your passwords. Google Smart Lock does not include a password generator and it doesn’t work on iPhones or browsers other than Chrome.
Norton Identity Safe
Norton Identify Safe is a free password manager made by Symantec, the company behind the well-known Norton AntiVirus products. It is installed on your computer and any other device you choose, as well as your browser. You’ll find a link to a random password generator right at the top of the Norton Identity Safe website.
When you set it up, you’ll need two passwords: one for your account and one for your password vault. Both passwords should be complex but memorable because your stored passwords will be inaccessible until you open the vault.
Once you enter your various login credentials in the app, the sites appear in an alphabetical list in your password vault. A colored bar tells you whether your password is weak (red), moderate (yellow) or strong (green).
Norton Identity Safe can also securely store your credit card numbers for easy online payments. (It’s important to be careful when you’re sharing personal information like credit card numbers online, as this can open you up to credit card fraud.)
SecureSafe is a cloud storage service for sensitive files and passwords. File storage is its standout feature. If you need to store a digital copy of a sensitive file (like one of these seven documents you need to fill out before you die), a SecureSafe free account includes 100 MB of file storage space and can save up to 50 passwords. Paid accounts (starting at $18/year) get unlimited passwords and more file storage space. The app includes a variety of security features for file storage, including a free, secure PDF viewer for smartphones.
When you open the app on desktop or mobile, passwords are listed alphabetically. If you’ve entered the URL, you can click the arrow icon to go straight to the site. The password is copied to your clipboard automatically so you can paste it into the field on the login screen. The clipboard is erased after a short period of time; the time period is customizable.
SecureSafe doesn’t run as a browser extension, so you need to log into your account to access your passwords. This is an advantage for people who don’t want extension clutter or popups, or for people who use shared devices. The extra steps are cumbersome, though, for anyone who wants passwords to automatically populate.
Want to learn more about how to keep your information safe? Here are eight ways to protect your privacy online.
The post How to Remember All the Passwords You Need in Your Life appeared first on Credit.com.