13 Ways to Save at Michael Kors

Try these tactics the next time you simply must have the latest Michael Kors offering.

Sophisticated and chic shoppers delight in the fancy yet practical options that abound at Michael Kors. Unless you’re loaded, though, it helps to have a couple of ways to save on hand when shopping here. Try these tactics the next time you simply must have the latest Michael Kors offering.

1. Shop Sale Items

Check out the sales section of the Michael Kors site to score up to 50% off everything from handbags and wallets to watches, clothes and shoes.

2. Sign up for the Newsletter

Catch all the Michael Kors promotions, sales and in-store events when you sign up for the newsletter. Scroll to the bottom of the homepage and look left for a sign-up option.

3. Score Coupons Online

Check sites like Groupon, RetailMeNot and Coupons.com for promo codes you can use toward Michael Kors purchases.

4. Shop for Michael Kors Items at Discount Sites

Places like Overstock.com and Nordstrom Rack often have Michael Kors items for a fraction of what they might cost at an actual Michael Kors store or online.

5. Score Coupons for Discount Sites to Use Toward Michael Kors Purchases

Save even more on your Michael Kors purchase from a discount site by signing up for newsletters from those other sites that might send out special promo codes or coupon offers you can use as well.

6. Wait for a Major Sale

Like most retailers, Michael Kors tends to have sales in conjunction with the change of season — like a spring sale, for example — so if you can stand waiting, you might be able to score major deals on those items you covet. Be sure to check the site frequently for information on upcoming sales.

7. Follow Michael Kors on Social Media

Become a follower of the brand on Facebook and Twitter to keep up with sales and promotions as well.

8. Shop at a Michael Kors Outlet

It is possible to score great deals on luxury items at a Michael Kors outlet if you’re patient and know what to look for. Generally speaking, boutique items available at an outlet store will be in the same section (usually in clearance), and a sales rep should be able to help you find what you’re looking for.

9. Sign up for a Credit Card at a Department Store That Sells Michael Kors

You can usually find Michael Kors items at department stores like Macy’s and Bloomingdales, so save even more by signing up for a credit card from your department store of choice (just be sure they offer Michael Kors products, first) and using the points you earn to make your Michael Kors purchases. Do your research first to make sure points can be used on Michael Kors products, of course, and read the fine print before signing on the dotted line for any credit card. (Check your credit score to make sure you’ll qualify as well. You can see two of your scores for free on Credit.com.)

10. Use a Rewards Credit Card

This will let you earn points, miles or cash back on your purchases. So, whether you use the card to purchase Michael Kors and then benefit from the savings later, or use it to make your daily purchases and buy your next Michael Kors bag with the cash back you’ve earned, this can help you save in all kinds of ways. Just make sure to pay your balance in full each month so interest doesn’t eclipse your rewards. Here’s some help if you’re having trouble choosing a rewards card.

11. Buy Gift Cards at a Discount

Check out sites like Gift Card Granny and Cardpool.com for Michael Kors gift cards you can buy at less than face value.

12. Get a Price Adjustment

Michael Kors will offer a one-time price adjustment on any full-price item within seven days of the date of purchase, so keep your eyes peeled for things that go on sale after you purchase them.

13. Check out eBay

Michael Kors items abound on eBay. With a little patience you might be able to score a precious product for less than you would pay for it in the store.

Want more luxury brand hacks? Check out 14 ways to save at Ralph Lauren or these 11 ways to save at Louis Vuitton.

Image: labsas

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5 Credit Cards Bargain Hunters Will Love

These cards can help sweeten the deals you find even more.

[DISCLOSURE: Cards from our partners are mentioned below.]

There are so many ways to find great deals today. Deal websites will do the legwork for you, delivering deep discounts on a range of products right to your inbox. But old-school bargain hunters know the thrill of finding a great deal yourself isn’t easily replicated.

Certain credit cards can help sweeten a deal or even guide savvy sales seekers in the right direction. Here are five.

1. Discover it

Rewards: 5% cash back on quarterly rotating purchase categories (on up to $1,500 per quarter), 1% cash back on all other purchases
Signup Bonus: Discover will match all cash back earned in the first year
Annual Fee: None
Annual Percentage Rate (APR): Intro 0% APR for 14 months, then variable 11.99% to 23.99%
Why We Picked It: Quarterly rotating purchase categories will continuously give you new types of deals to hunt down.
Benefits: The card earns 5% on purchase categories like gas stations, dining and wholesale clubs that change every quarter. All other purchases earn 1% cash back. Plus, Discover will match your cash back the first year, so the bargains you find will be even more valuable. Price protection guarantees the lowest price, with Discover reimbursing you if you find a lower price on a purchase within 90 days.
Drawbacks: You have no control over which categories earn 5% cash back.

2. Chase Freedom

Rewards: 5% cash back on quarterly rotating purchase categories (on up to $1,500 per quarter), 1% cash back on all other purchases
Signup Bonus: $150 bonus cash back when you spend $500 in the first three months
Annual Fee: None
APR: 0% intro APR for 15 months, then variable 15.74% to 24.49%
Why We Picked It: Cardholders can earn 5% cash back on rotating purchase categories, offering an extra incentive for hunting down certain deals.
Benefits: Quarterly rotating purchase types like gas, groceries and drug store purchases earn 5% cash back. All other purchases earn 1% cash back. Chase will refund you the difference if you find a purchase listed for a cheaper price within 90 days.
Drawbacks: If you’re not interested in the 5% cash back category for a quarter, you’ll have to wait it out.

3. PayPal Extras MasterCard

Rewards: Three points for every dollar spent on gas and dining, two points for every dollar spent with eBay and PayPal, one point for every dollar spent on everything else
Signup Bonus: None
Annual Fee: None
APR: Variable 20.74% or 24.74%
Why We Picked It: Those that love the thrill of the auction can earn points as they hunt for eBay bargains.
Benefits: Dining and gas purchases earn three points per dollar, eBay and PayPal purchases earn two points per dollar and every other purchase earns one point per dollar. Points can be redeemed for gift cards, cash back in your PayPal account and more.
Drawbacks: The APR is high right off the bat.

4. Amazon Prime Rewards Visa Signature Card

Rewards: 5% back on Amazon purchases with a Prime member (3% without Prime), 2% back at restaurants, gas stations and drugstores, 1% back on everything else
Signup Bonus: $70 Amazon gift card upon approval
Annual Fee: None
APR: Variable 14.99% to 22.99%
Why We Picked It: Amazon is the definitive online retailer, and Amazon bargain hunters will get extra 5% cash back with a Prime membership.
Benefits: The percentages you earn back on purchases can be redeemed for Amazon orders, cash back and more. With 5% back at Amazon, 2% back at restaurants, gas stations and drugstores and 1% back on everything else, you’ll be saving on a wide range of purchase types. For the frequent online shopper, this card could be valuable.
Drawbacks: You’ll have to pay for a Prime membership to get the most value out of this card.

5. Blue Cash Preferred Card From American Express

Rewards: 6% cash back on up to $6,000 in spending at supermarkets, 3% cash back at gas stations and select department stores, 1% cash back on everything else
Signup Bonus: $250 bonus cash back when you spend $1,000 in the first three months
Annual Fee: $95
APR: 0% intro APR for 12 months, then variable 13.99% to 24.99%
Why We Picked It: If you scour the supermarket aisles for sales and scan gas station signs for the lowest price, this card is for you.
Benefits: With 6% cash back at supermarkets, 3% cash back at gas stations and certain department stores and 1% cash back on everything else, you’ll always have a way to supercharge a bargain.
Drawbacks: There’s a $95 annual fee.

How to Choose a Card for Bargain Hunting

To choose a card that helps you find and extend bargains, examine the types of deals on which you’re most focused.

If an incentive will motivate you to find a bargain on any purchase type, you might be better off with rotating purchase categories. If you frequently hunt down bargains of the same variety, like gas or online purchases, try to find a card that rewards those purchase types most.

A credit card that provides bargains on purchases you don’t make won’t do you any good. Choose the card that rewards the deals you love to find.

What Is Required to Get a Card for Bargains?

Cards that bestow rewards upon deal lovers may require good to excellent credit. As a savvy shopper, you should know where your credit stands before you apply. A hard inquiry from a credit card application can cause your credit score to dip a few points. If you aren’t sure about your credit, you can check two of your credit scores for free at Credit.com.

Image: DragonImages

At publishing time, the Discover it, Chase Freedom and Blue Cash Preferred Card from American Express credit cards are offered through Credit.com product pages, and Credit.com is compensated if our users apply and ultimately sign up for this card. However, this relationship does not result in any preferential editorial treatment. This content is not provided by the card issuer(s). Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved or otherwise endorsed by the issuer(s).

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

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5 Stores With Big Labor Day Sales

labor-day-sales

With Labor Day just around the corner, retailers are taking advantage of the holiday weekend to roll out some serious bargains. That’s the word from Jon Lal, founder and CEO of the deals site BeFrugal.com, who says consumers can expect to see markdowns on everything from already reduced summer clearance items — think summer clothes, outdoor supplies, patio furniture and grills — to cars.

“[Automobile] dealerships are trying to move inventory to make room for new models debuting in September,” he said via email, “and you can find good deals and will have more room to bargain during this time.”

Another item you’re bound to find deals on this weekend? Appliances, says Rebecca Lehmann, manager of content marketing for Brad’s Deals. With new models beginning to roll out, retailers are eager to clear old stock to make room for the new. You’re also sure to find deals on dinnerware, whose sales decline with the wind down of wedding season, as well as wine because new vintages are often released in the fall. Here are a few Labor Day sales to put on your radar.

1. Home Depot

In the market for a gas grill? How about a new vacuum? Appliances are a hot commodity right now, and the home improvement store is marking down prices accordingly. Dyson Ball Multi Floor units are now priced at $288, down from $489.91, while Weber Genesis Gas Grills are $100 cheaper. Select vanities, such as the Claxby Cream Vanity with stone effect, is now $299 from $549.

2. Lowes

Like Home Depot, Lowes is marking down Weber Genesis Gas Grills by $100. Unlike Home Depot, their patio furniture is slashed up to 75%. Some select Dyson vacuums can be had for up to $150 off.

3. Macy’s

Site-wide discounts are abundant on Macy’s, where everything from jewelry to kitchen appliances are on markdown. “September isn’t a major gift-giving month,” says Lal, so “jewelers are more likely to come down in price.” As an example, one stunning set of 10K and 14K gold earrings, regularly $150 to $1,500, are now 70% off.

4. Pfaltzgraff

The dinnerware stalwart is offering sales on many of its products to make room for next year’s items. That means free shipping on orders more than $99 and 20% off select products. The retailer’s Back to College sale on dinnerware, mugs, gadgets and wall decor also offers up to 56% in savings.

5. Wal-Mart

“Walmart has summer patio and garden clearance, in addition to remaining back-to-school sales,” writes Lal. One converting outdoor swing has seen its price come down $235.04 dollars while Igloo mini fridges (perfect for college students) are going for $99.

If you’re looking to save money year-round, having a good credit score can help, as it allows you to get lower interest rates on everything from buying a new car to getting a home-improvement loan. You can see where your credit stands by checking your two free credit scores, updated monthly, on Credit.com. You can also get your credit reports for free every year at AnnualCreditReports.com.

Image: Juanmonino

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What the Heck Is ‘Spring Black Friday’?

How to Avoid Panic Buying on Black Friday

If you’re among those people who get up before the sun rises just to save a few bucks on a TV the morning after binging on mashed potatoes and gravy, listen up: Lowe’s and Home Depot are having a special spring Black Friday sale, giving you the chance to get all the mulch and wheelbarrows your heart desires.

These sales last longer than a day (Lowe’s goes through April 11; Home Depot’s ends April 18), so you won’t need a tent to camp out this time, although you may pick one up while shopping.

Why Is This a Thing?

Retailers really like the idea of having promotions tied to Black Friday deals. The term causes consumers’ internal “big savings alert!” alarm to go off, so it’s an easy campaign for brands to run. If winter weather took its toll on decks, yards, or fences, these companies will likely see an additional boost in sales for things needed for repairs. Plus, many shoppers are looking for big-ticket summer items, such as grills and patio furniture.

How to Make the Most of It Without Breaking the Bank

If you’re escaping cabin fever brought on by the latest Nor’easter (or your city’s equivalent), these deals may sound appealing. Just make sure they’re in your budget, discounted or not. Making large purchases, especially on your credit card, can cause you to rack up unwanted debt if you’re not careful. (And maxing out your credit cards for the perfect outdoor furniture set can also ding your credit score. You can see how your credit card balances are impacting your credit scores for free on Credit.com.)

If there is something you want to purchase at a sale, it’s still a good idea to shop around, even online. Just because big letters in bright colors are saying there’s a sale doesn’t mean you should hand over your money right away. Read the fine print — are there restrictions or limitations on returns? — and make sure what you’re buying really is a good deal (and something you actually need).

More Money-Saving Reads:

Image: sculpies

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