How to Get the Most Out of Amazon’s ‘Subscribe & Save’ Program

You can save both time and money by automating the purchases of things you buy the most. Here's how to do it right.

The Amazon Subscribe & Save program can be a great way for Prime members to save money while automating a bit of life. For my family, Subscribe & Save is a way to buy items like toilet paper that we never seem to realize we’re running low on until the last minute. Here’s how the program works and how you can make the most out of it.

How ‘Subscribe & Save’ Works

Tens of thousands of items on Amazon are Subscribe & Save eligible. Basically, when you buy these items you can either buy them normally to ship with your next manual Amazon order, or you can add them to your Subscribe & Save list. This list sets up regular delivery dates — from monthly to every six months — whatever fits your needs.

One of my favorite parts about Subscribe & Save is that you can set different items to different schedules. For instance, you could have toilet paper arrive magically at your doorstep each month, but get toothpaste shipped to you every other month. The trick is to make sure you’re getting the items you need without ordering more than you need.

What Are the Benefits of ‘Subscribe & Save?’

Besides just making life easier by automating the shipment of certain items you need on a regular basis, Subscribe & Save has a few other benefits, including:

  • Discounted prices. The basic Subscribe & Save price for nearly all items is a little lower than the normal sticker price. But you can stack those savings up even more by adding five or more eligible items to your subscriptions. For some items, the savings is 15%, and for diaper subscriptions, it’s 20%.
  • Coupon options. You can add even more savings by clipping Amazon coupons when you check out. These coupons often apply to the first time an item ships as part of your Subscribe & Save cart.
  • Free shipping. Even if you’re not an Amazon Prime member, you get free shipping when you use Subscribe & Save. This also applies to small items Amazon calls Add-On items, which even Prime members have to add to a cart with at least $25 worth of goods to ship for free.
  • Flexible delivery schedules. Like I noted above, you can set items to a delivery schedule that fits your needs. And you can always update your delivery schedule if you find you’re receiving too many or too few shipments for your personal use.
  • Changeable delivery date. On top of that, if you need to bump your delivery date a few days — say you’re running low on toilet paper and need a delivery a week early, it’s no problem. Just log into your Amazon account, and change your delivery date.

How To Get the Most Out of It

Now that you know what Amazon’s Subscribe & Save program is and how it works, let’s talk tips for making the most of the program:

  • Do some price checking. Obviously it’s in your best interest to get familiar with Amazon’s prices versus prices at your local grocery store, discount store or warehouse store. Sometimes the convenience of a Subscribe & Save option will be worth a slight premium, but you should aim to save as much as possible on individual units of each item that you order. And don’t just price check once. Take note of the prices of your favorite Subscribe & Save items each time you’re in the store, just to make sure you’re still getting a good deal. Note that Subscribe & Save offers almost all name-brand items. If you have a more-affordable, off-brand counterpart that you like, you’ll probably save money by going with that item, instead. But if you have certain preferred name brands for personal care, household, baby care or even food items, you may find them on the Subscribe & Save list.
  • Check your cart’s prices every month. One of the worst parts about Subscribe & Save is that prices on these items change with their Amazon list prices. This can be a little tricky, especially if the prices go up. Make a habit to log into your Subscribe & Save account each month to make sure you’re not paying way more for a particular item than you should. Amazon will tell you when you can last edit a Subscribe & Save item, which is typically several days before your scheduled delivery.
  • Add additional items just before your ship date. Loads of deal and coupon websites give lists of the best Subscribe & Save deals for that particular month (or you can download an app like Honey that will automatically check to see if any coupons are available for the item you’re considering). Check these deals out before your order’s last day to edit.
  • Always have at least five items in your Susbscribe & Save account. The best way to net 5% to 15% savings on Subscribe & Save is to schedule at least five items for regular delivery. With all the available Subscribe & Save items, it’s pretty easy to find some household basics to help you meet this savings threshold.
  • Look for coupons. Amazon offers the option to clip virtual coupons as they’re available. Again, you can often find lists of coupon-eligible items on deal sites around the web or with savings apps. These coupons typically only apply to your first Subscribe & Save order, but they can be a great way to net some initial savings.
  • Skip shipments when necessary. Perhaps the hardest part about making Subscribe & Save work for you is figuring out when to order certain items. I know, for instance, about how much toilet paper and how many diapers my family will go through in a week. But how often do I buy a new tube of toothpaste? I’m not really sure. Make your best guess when setting up your shipment times. Then if you’re not running low on an item when it’s scheduled to deliver, hit the “skip” button. This will push the item back a month, and reset its whole delivery schedule based on that shipment.
  • Edit items as you go. If you find yourself consistently “skipping” one or two items, make your life a little easier: edit the shipment times. Again, you can have your Subscribe & Save items shipped as often as once month or as infrequently as every six months. Tweak your shipment times as you go, and you’ll put less time into managing your Subscribe & Save list each month.

You can save even more by applying for one of Amazon’s credit cards. You can read here about whether an Amazon credit card is right for you. You’ll need good credit to qualify, so if you don’t know where your credit stands, you can check your credit scores for free right here on Credit.com.

Like all Amazon tools and programs, Subscribe & Save won’t always save you money. Sometimes there’s a premium to be paid for convenience. But if you use these tips, you can probably get great discounts on items you would have purchased to begin with.

Image: AdrianHancu

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19 Ways to Save at Target

Stack 'em up. Knock prices down.

Target is pretty much the definition of a one-stop shop. Hit up your local store and you could walk away with groceries, your nephew’s birthday present, an ottoman for your living room and dumbbells to keep you fit.

And that’s just the beginning.

Although the chain has some pretty great prices already, it’s hard to leave the store without stocking up on multiple items. So to help you keep receipt totals down, here are 19 ways to save at Target.

1. Start at the Home Page

Target.com should always be your first stop when it comes to shopping. Current sales are listed at the top of the page, which makes it easy for you to stock up on birthday or holiday gifts or items you need for your own home.

2. Check Out the Weekly Ad

Target posts a weekly circular listing items for sale in your area online at weeklyad.target.com. The little countdown clock to the right of the page lets you know how much longer you have until the current sales go away.

3. Click for Weekly Deals

Check out the weekly deals section on Target.com for sale items that might not be included in the weekly ad.

4. Shop the Clearance Section

Check out items on clearance by category on Target’s website, and be sure to check out the clearance section in-store, too, which is usually loaded with seasonal items and placed directly at the front entrance as you walk in.

5. Know Where to Look In-Store

While you’re likely to find deals throughout Target, be sure to especially check the end caps — or the shelves that appear at the end of each aisle — because that’s where additional in-store clearance items tend to end up (besides the display when you first walk in).

6. Score Coupons

Visit coupons.target.com for coupons available directly from Target, then peruse sites like Retail Me Not, Groupon and Deal Catcher for others.

7. Read Your Receipt

From time-to-time you’ll find coupons printed directly on your receipt, so be sure to glance at it before you throw it away.

8. Have Coupons Sent to Your Phone

Skip looking for coupons yourself and have them sent directly to your phone with the Target mobile text-alert coupon program.

9. Don’t Forget Manufacturer Coupons

Target accepts manufacturer coupons as well, so be on the lookout for those in your paper or search for them online.

10. Do Some Comparison-Shopping

Target offers a price-match guarantee when you find the identical item for less on Target.com, select online competitors or in Target’s or a competitor’s local printed or digital ad. Learn all the details here.

11. Apply for the Target REDcard

Become a Target REDcard carrier and get free shipping on most orders at Target.com, 5% off purchases every day and access to additional savings with exclusive coupons. We’ve got a full review of Target’s REDCard credit card here. (It also offers a debit REDCard.)

If you’re interested in the credit card, be sure to check your credit before applying. (You can see two of your credit scores for free on Credit.com.) You’ll want to be sure you can handle the inquiry. You can find more credit cards that can keep you shopping stress-free here.

12. Use the Target Cartwheel Program

Download the Target Cartwheel app on your Android or iPhone and start saving more. Use the app to select from discounts on items from 5% to 50% and add them to your personalized Cartwheel barcode. Scan the barcode every time you shop at Target to save on those purchases. The greatest part is you can use the discounts as many times as you want before they expire.

13. Stack Cartwheel Savings With Your Target REDcard

You can use Cartwheel app discounts along with your Target REDcard daily discount to save even more, plus …

14. … Stack Cartwheel Savings With Your Target REDcard & Other Coupons

Pay the least amount possible when you scan your Cartwheel barcode and use your Target REDcard and use any additional coupons (like weekly ads!) to pay at checkout.

15. Install a Coupon Aggregator on Your Computer

You can skip searching around for coupons altogether when you add the browser extension like Honey on your computer, since it automatically finds and applies coupon codes at checkout for you.

16. Look for Free Gift Card Deals

Target sometimes offers free gift cards with certain purchases, so be on the lookout for those deals both in-store and online.

17. Purchase Discounted Gift Cards

Check sites like Gift Card Granny to purchase Target gift cards at less than face value.

18. Follow the Brand on Social Media

Add Target on Facebook and Twitter to ensure you see all the latest deals and coupon offers. (Follow @TargetDeals on Twitter, too.)

19. Create a Registry

Create your wedding registry with Target and get a 15% discount on everything left after your wedding, plus bonus gifts from select brands with qualifying purchases. Do the same with your baby registry and you’ll get the same perks, plus a welcome kit with $50 worth of coupons and handpicked samples to get you started.

Want more brand hacks? We’ve got 18 ways to save at CVS right here. And, if there’s a brand you’d like to see us tackle, let us know in the comments below. 

Image: oneinchpunch

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How to Decorate Your New Home for Less

One of the best parts of buying a home is decorating it. Of course, not everyone has an eye for design or the means to upgrade their space. And for those who don’t consider themselves savvy, decorating can feel like a chore.

As someone who’s moved a lot in her life, I’ve learned a few things about perfecting a home on the fly. I’ve also learned how to do it for cheap, but not in a way anyone will notice. Here, I’m sharing a few of my favorite tips for decorating your new home for less.

Buy What You Love

All too often people survey their empty home and feel compelled to rush out and fill it. This is a mistake, and soon they find themselves saddled with things they regret — and a hefty credit card bill to boot. (You can see how your credit card spending affects your overall financial health and view two of your credit scores, with helpful updates every two weeks, for free on Credit.com.) If you focus on purchasing things you love, you’ll be more likely to curate a home that reflects your true style.

Hit the Flea Market

For many, flea markets conjure visions of old women rummaging through boxes of moth-eaten duds. Not so. Antique hunting is one of the great pastimes, and you can always score a deal if you’re willing to haggle. Though you probably won’t want to buy everything, keep an eye out for tchotchkes or objets with character — from vinyl to antique stemware to farmhouse sinks. Word to the wise: Bring cash and try to go with an idea of what you’d like to find so you aren’t distracted. Also make sure to test items out, like electronics.

Just Add Plants 

Nothing enlivens a home like a plant, and I say this as someone who’s murdered more houseplants than I can count. Despite my black thumb, I continue to buy plants because they’re the simplest way I know of to add color and character to rooms without going broke. They also make me happier, and there’s no shortage of cool and affordable planters to choose from. Place a single stem in the bathroom for an elegant touch or set a jade plant on your nightstand to help you de-stress. Bonus points if you hang decorative planters on the wall.

Put Some Paint on It 

Nothing transforms a room like a fresh coat of paint, and you’ll end up saving a bundle if you do it yourself. Of course, you’ll need to shell out for things like drop cloths, brushes and cans, but if you round up some friends (and order some pizza), chances are the job will get done quickly. Remember, if your ceilings are high or you just don’t feel safe, it’s OK to send in the pros. Same goes for homes with decorative features like millwork and molding — you don’t want to mess up those finishes.

Try Consignment Sites

Like flea markets, consignment sites like Chairish and even Craigslist are helpful for scoring design pieces for less. I’ve seen many a popular blogger trick out her home with Craigslist finds, and Chairish makes it easy to check the condition and size of an item before you buy it. As with anything you’re eyeing online, you’ll want to verify it matches its listing and bring a buddy along to pick up the goods, if necessary. Go here to learn more about shopping safely online.

Image: Thomas_EyeDesign

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15 Ways to Save at Crate & Barrel

save_at_crate_&_barrel

Whether you’ve just scored a new abode or you’ve been living in your place for a while and it could use a little updating, Crate & Barrel is a long-standing go-to when it comes to home furnishings. The store sells quality goods, so prices for some items can be on the higher end. Luckily there are some pretty easy ways to save. Here are 15 of them.

1. Sign Up for the Newsletter

Provide your email address for current offers, sales and news.

2. Shop the Special Offers & Rebates Section

Crate & Barrel often offers added incentives for customers to shop by including things like gift cards for free items with purchase in their Special Offers & Rebates section. Examples include things like a $30 gift card with purchase of a KitchenAid Mixer or up to 50% off Viking Contemporary seven-piece cookware sets.

3. Wait for Items to Make it to the Clearance Section

As with any store, Crate & Barrel needs to move inventory frequently to make room for new items, especially as they relate to seasonal goods. Check with the Clearance and Outlet section of the site frequently to see if the things you need have gone on sale.

4. Check the Site for Coupon Offers

Before heading to the store or making a purchase online, be sure to check with the coupon section of the chain’s website to see if any special offers are happening.

5. Never Pay for Shipping

Even if you can’t make it into the store to buy your goods, make sure you never pay for shipping by checking out the Free Shipping section of the site and only order the items you need once they won’t cost you to ship.

6. Apply for the Crate & Barrel Credit Card

If you’re a savvy credit card user and frequent Crate & Barrel shopper, its credit card can earn you 10% back in reward dollars or six months of special financing, as well as other perks like special offers and access to events. The card has no annual fee, but like most store cards it does come with a hefty variable annual percentage rate (27.49%), so only get one if you can pay the card off in full every single time you use it. Favor a different brand? You can learn more about the best credit cards for a stress-free shopping spree right here.

Just be sure to check your credit before applying for any new plastic. Otherwise, you risk a rejection — and a hard inquiry on your credit report — for naught. (You can view two of your credit scores for free on Credit.com.)

7. Use Your Crate & Barrel Card at its Sister Stores

You can use your Crate & Barrel credit card at CB2 and The Land of Nod as well to really rack up the reward dollars you earn.

8. Create a Registry

When you create a wedding registry with Crate & Barrel, you’ll have access to their 10% completion credit for six months after your event, which applies to anything left on your registry as well as items in the store or online. Learn more here.

9. Search Online for Coupons

Check out sites like dealsplus, RetailMeNot, Coupon Cabin and Savings.com for discount codes that you can apply to your Crate & Barrel purchases, or …

10. … Install a Coupon Aggregator on Your Computer

Browser extensions like Honey will automatically find and apply coupon codes for you at checkout.

11. Purchase Used Gift Cards

Visit a gift card resale site and search for Crate & Barrel gift cards that you can buy at a discounted rate.

12. Follow Crate & Barrel on Social Media

Never miss a sale when you follow Crate & Barrel on their social media sites, like Twitter and Facebook.

13. Keep an Eye Out for Special Ways to Earn More Savings

Every now and then Crate & Barrel will offer additional ways to enter for a chance to save — which is all the more reason to keep an eye out on their social media pages for updates.

14. Earn Cash Back

Use a cash back or rebate site to earn a little bit extra back on your Crate & Barrel purchases.

15. Let the Brand Know You’re Moving

Register your move with the U.S. Postal Service online and be sure to click on the section that allows you to receive coupons from certain home goods stores — Crate & Barrel has been known to send them to new homeowners for 10% off.

Want more brand hacks? We’ve got 15 ways to save at Bed Bath & Beyond and 18 ways to save at CVS.

Have a brand you’d like us to tackle? Let us know in the comments section below.

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

Image: kupicoo

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9 Splurge-Worthy Additions for Your New Home

Upgrade your new pad with splurge-worthy additions.

Image: kupicoo

 

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Here’s Your Ultimate Spring Cleaning Shopping List

Spring cleaning is hard work. But with the right tools, sprucing up your home can take a little less elbow grease.

It’s been a long winter, and hibernating has not done us any favors — many of us have probably put off giving our caves a deep spring cleaning. But now that it’s (mostly) above freezing, it’s time to throw open those windows, let in some fresh air and get scrubbing.

A few friendly financial notes before you get going: While you’re sprucing up your home, it might be a good time to do the same with your finances. You can begin by getting a free credit report snapshot, updated every two weeks, on Credit.com. Also, be sure you don’t go overboard when it comes to buying Spring cleaning supplies. If you’re good about staying on budget, consider a solid shopping credit card to reap rewards off of your purchases. Just be sure to pay that balance off at the end of the month, so you don’t wind up losing those points, miles or cash back to interest.

With all that money stuff in mind, here’s what you need to know before you tackle the deepest clean of the year.

1. Spring Cleaning Tools

Sure, you’ve been vacuuming all along, but it’s time to go deeper. There’s no need to scrub on your hands and knees or wrestle with a mop. The Duop System ($29.99 and up) can be used with a handle or your hand. Created for professional cleaners, it’s designed to reduce the risk of injury while cleaning. The handle height is easy to adjust, whether you’re dusting the ceiling or washing the kitchen floor. The interchangeable microfiber pads, which come in a variety of sizes, can be used dry or wet, moistened with water or a mild cleanser.

For other areas, Leslie Reichert, green cleaning coach and author of The Joy Of Green Cleaning likes the General Purpose Cloth or the Kitchen Cloth from e-cloth ($7.99 each). Like the Duop, the cloths are microfiber so they often require nothing but water.

“If you have some spots that have a buildup of grease, you can spray the area with a touch of rubbing alcohol to break up the buildup and then wipe with the e-cloth,” she said. “The fibers in the cloth work to get underneath the dirt and lift it off without harming even delicate surfaces, like cabinets.”

As you move around the house with your Duop and e-cloth, bring your water in a lightweight bucket, like the colorful Kikkerland Collapsible Bucket ($10). When you’re done cleaning, it collapses flat for easy storage.

2. All-Purpose Cleaner

For tasks that require more than water, there’s no need to purchase a product with a long list of mysterious — and potentially toxic — ingredients. The Force of Nature Electrolyzed Cleaning Starter Kit ($59.95) converts salt, water and vinegar into a powerful cleaner by electrolyzing them. The kit includes everything you need to create several batches of non-toxic, fragrance-free cleaning solution. It also comes with travel-sized spray bottles to take on the go.

3. The Many Uses of Vinegar

Alyssa Kaldahl, merchandising manager at women’s apparel site Jane.com, suggests using vinegar for tough cleaning jobs. For instance, use equal parts vinegar and water on a sock to clean your blinds. Cleaning the fridge is a dreaded spring cleaning task, but here’s her fix.

“Throw away any expired food and then wipe down all the shelves and drawers with vinegar mixed with water in a spray bottle,” she said. “You can also add some lemon or other citrus essential oil to your mix if you want to leave a nice scent.”

To get out stubborn carpet stains, she suggests spraying the spot with one part vinegar and two parts water, putting a damp rag over the spot and ironing the rag. Repeat until stain is gone.

4. Homemade Stain Remover

Lisa Batra, founder of My Kid’s Threads, an online consignment shop for kids’ clothes, knows stains. She said while it’s ideal to treat a stain ASAP, her team often doesn’t know how long a stain has been there. They inspect about 1,000 items each week and have had success with a homemade stain-remover recipe:

Combine one tablespoon baking soda, four tablespoons dish soap and eight tablespoons hydrogen peroxide in a small container and stir well. “Apply directly to the stain and rub gently with your finger, a piece of fabric or an old toothbrush,” she said. “Allow it to sit for at least 15 minutes and then wash normally.”

For surface stains, like on cabinets or counters, decluttering expert Kelly McClenahan, of the Live Uncluttered blog on PriceSelfStorage.com, suggests Mr. Clean MagicErasers ($5.76 at Walmart — check out our review of the Walmart credit card here).

“Use them to remove almost any surface stains, especially the burner areas of the flat-top stove and those occasional crayon marks you may find on your walls,” McClenahan said.

She also recommends using cotton swabs and old toothbrushes “to get down to the details with hard-to-reach, itty-bitty spaces.”

5. Get Organized

According to McClenahan, no spring cleaning is complete without sorting your stuff. “Box up items you no longer need in your home,” she said. “Separate things you want to keep, store, donate and trash.”

A great way to organize the items that you’re keeping but not using currently is to store them in boxes with labels. The Brother P-Touch Label Maker ($39.99 at Staples) is fun and easy to use. It has different fonts and modes to add your own flair. For storage boxes, my go-to is the Container Store, which carries boxes of virtually any size, shape or color.

If you’re worried more about your wallet than your abode as winter breaks, we’ve got 50 ways to give your finances a fresh start right here.

Image: omgimages

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14 Ways to Save at Overstock.com

Whether you’re looking for towels or a new couch, socks or a crate for your cat.

Whether you’re looking for towels or a new couch, socks or a crate for your cat, there’s a pretty good chance Overstock.com will have it. Here are 14 ways to save on whatever you crave at this online store.

1. Sign Up for Email Alerts

Overstock sends its email subscribers exclusive coupons pretty frequently, and, as of press time, when you sign up, you could get an automatic 10% off coupon.

2. Join Club O Gold

Club O members get free shipping on all orders and earn 5% in rewards dollars for every purchase. Other incentives include 5% in Club O Reward Dollars every time you pay with your registered card at a participating restaurant and up to 40% in rewards when you purchase certain items on their deals page.

3. Take Advantage of Free Membership Opportunities

Membership to Club O Gold is free for certain people (first responders, teachers and students, active military and veterans, for instance), so be sure to take advantage of it if you fall into one of those categories. Otherwise it costs $19.95 to join.

4. Use Overstock Coupons

Visit Overstock’s own coupon page to take advantage of daily deals that will save you even more money.

5. Get Coupons From Other Sites

Search around for coupon offers from other sites like Coupons.com, RetailMeNot or even Groupon.

6. Install Honey

These aren’t the only sites with coupons that could help you save at Overstock. Instead of spending hours searching, consider installing Honey on your computer and let the coupon aggregation site apply the best coupon code at checkout for you. (Be sure to read the full terms and conditions before signing up so you know what the tool entails.)

7. Consider an Overstock Credit Card

Its Club O Rewards MasterCard offers up to 8% back in Club O dollars on Overstock purchases (5% through Club O, 3% for using the card), 2% back on gas and groceries and 1% back everywhere else. You’ll get a $40 statement credit after your first purchase. Just pay any balances off in full: The card carries a variable APR of 16.49% to 25.49%, depending on creditworthiness. (You can get a sense of where you might fall by viewing two of your free credit scores, updated every 14 days, on Credit.com.)

Not sure how the Overstock credit card stacks up against other retailers’ rewards plastic? Check out our picks for the best shopping credit cards are a starting point.

8. Check Out Flash Deals

Sign up for flash deal notification emails on products or check the Flash Deals page for new discounts starting daily at 12 p.m. EST.

9. Shop Clearance & Liquidation Items

Check out Overstock’s Clearance & Liquidation section for up to 75% off on select items. You can sign up for weekly clearance notification emails, as well.

10. Take a Second Before Making That Purchase

You can often cash in on extra savings by putting items in your shopping cart online and then waiting a bit to actually buy them. Stores often send follow up emails to customers reminding them of what’s in their carts, usually with a coupon attached to incentivize them to make the purchase even more.

11. Go the Gift Card Route

Sites like Raise.com sell gift cards for stores at a discounted price. For example, if you visit the Raise Overstock page you might find an Overstock gift card valued at $50 that costs you $45.

12. Check out PayPal Offers

PayPal often offers discounts on certain shops when you pay with your account. Check their offers page frequently for updated offers.

13. Make Purchases on a Holiday

Like most stores, Overstock tends to offer big discounts around certain holidays. The Presidents’ Day sale, for example, had certain home décor, garden and patio, and luggage items — along with tons of others — at up to 70% off. You can check out holiday sale previews on their Deals Destination page.

14. Ship Smart

Overstock changes its shipping offers throughout the year, so check out their shipping calendar page to make the most of free standard or upgraded, expedited and express shipping offers, which are often associated with specific holidays.

Looking for more brand hacks? Here’s 15 ways to save at Bed Bath & Beyond and 14 ways to save at Babies R Us.

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

Image: PeopleImages

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4 Toy Trends Your Kids Will Love This Year

A look at the upcoming trends and coolest toys featured at Toy Fair New York.

Image: Weekend Images Inc.

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15 Ways to Save at Bed Bath & Beyond

For anyone on the hunt for those increasingly elusive 20% off coupons.

If you’ve ever walked into Bed Bath & Beyond with five items on your to-get list and walked out with 20 purchases, you’re not alone. Luckily there are plenty of ways to save at this home goods mega-store. Here are 15.

1. Subscribe to Its Emails

Sign up to receive emails from BB&B and you’ll get 20% off one in-store purchase right away, plus plenty more exclusive offers and promotions directly to your inbox on a regular basis.

2. Provide the Store With Your Address

Emails usually come every week or two from BB&B with coupon offers, but if you provide your address you’ll receive offers through snail mail as well. While some of these coupons come with expiration dates printed on them, the store usually accepts coupons past those dates.

3. Stack Multiple Coupons

While most coupons say they’re good for only one purchase (although every now and then you might be lucky enough to get a 20% off your entire purchase option), you can stack your coupons by making multiple purchases, especially if they’re done online (just make sure you qualify for free shipping on your orders, otherwise it doesn’t make much sense to do this).

4. Shop Competitors for Better Offers

Bed Bath & Beyond will match any direct competitor’s price for identical items, as long as they meet these conditions.

5. Use Price-Matching & a Coupon

While it’s not always available, if the competitor with the better price would allow you to apply a coupon as well, Bed Bath & Beyond will allow you to do the same. Otherwise, they apply the best discount — either the coupon or the price-match option.

6. Get a Manufacturer’s Coupon

BB&B also accepts manufacturer’s coupons at their stores, plus you can

7. Cash in on a Manufacturer’s Coupon & a Price Match

Double your savings by doing some research for better prices at a competing store, and then find a manufacturer’s coupon for the item and BB&B will let you use both. (Remember, this must be a manufacturer’s coupon, not a competitor’s coupon.)

8. Hold on to Receipts to Cash in on Coupons Later

Save those receipts for your recently purchased items at BB&B. If you receive a coupon a couple days later, the store will still honor the discount.

9. Ask for Price Adjustments on Sale Items

Even if you don’t get a coupon in the mail, if an item you just purchased goes on sale, bring the item and your receipt in for a price adjustment.

10. Get a Bed Bath & Beyond Credit Card

The brand’s MasterCard gives frequent shoppers 5% back for every $1 spent at its stores, 2% back per $1spent on gas and groceries and 1% back anywhere else. Just be sure to pay your balances off in full; otherwise, you’ll be paying a variable purchase annual percentage rate (APR) of 24.49%, 18.49%, or 14.49%, depending on your creditworthiness. (You can get a sense of where you would fall by viewing two of your credit scores, updated every 14 days, for free on Credit.com.)

Frequent another retailer? Check out our picks for the best shopping credit cards.

11. Get Cash Back

Use sites like Shop at Home to receive cash back on your purchases at Bed Bath & Beyond. (The site has coupon offers, as well.)

12. Check Out the Clearance Section

It’s obvious but worth repeating — don’t forget to shop the clearance section, especially if you’re looking for a particular type of item rather than an actual item (i.e. coffee makers rather than Hamilton Beach coffee makers). The BB&B clearance section has hundreds of items on sale, sometimes at more than half off. Experts say looking early in the week is best, too, because that tends to be when new inventory is available.

13. Wait for Additional Deals to Come via Email

Besides their awesome 20% coupons, BB&B is also known for sending exclusive deals to their email users that might help you save even more. For example, “Any 2 for $10 [regularly $9.99 each] on Taste & Co. Olive Oils and Balsamic Vinegars” is sitting in my inbox right now. This is a great way to stock up on gifts for future use.

14. Score Gift Cards Directly From the Store

Besides coupons, clearance items and price matching, BB&B has also been known to provide shopping incentives to their customers by offering gifts cards with your purchases. These gift cards usually don’t expire, so they’re a great way to save. If you haven’t seen a gift card from BB&B lately, you could always do the following instead …

15. Buy Cheap Gift Cards Online

Use sites like Cardpool.com and Gift Card Granny to purchase gift cards for BB&B at less than face value. Keep in mind that most are eGift cards for online use only, and they sometimes take a day or two to arrive.

Want more brand hacks? Check out our roundup of 7 ways to save at Home Depot.

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

Image: PeopleImages

The post 15 Ways to Save at Bed Bath & Beyond appeared first on Credit.com.

7 Tips to Save on Electronics

shopping for TV electronics in the store

Everyone wants the latest and greatest when it comes to electronics, but keeping up with frequent technological updates on products could have you broke in a year’s time if you’re not careful.

Instead of shelling out your life’s savings to keep up with the changes, consider following some of these suggestions to stay up on tech trends and keep your budget in the green.

1. Sell your old devices to help fund the new ones

Especially if your old iPhone, television or PlayStation is in good condition, you should be able to sell your device (sometimes directly back to the provider, depending on what the device is, although selling it yourself privately could get you more of a profit) and use the money to put towards investing in the newer model. Here’s a guide from Consumer Reports with three good options for selling back your old phones and gadgets, and of course the old standbys of Craigslist and eBay will probably work, too.

2. Negotiate for a better price

As with most consumer products, electronics are usually negotiable, especially during times of year when suppliers are desperate to move items to make room for new things (like at the end of the holiday season, for example, or at the beginning of spring). When it comes to haggling, keep in mind that while it never hurts to try asking for a discount no matter where you’re making your purchase, you might be more likely to get what you ask for when you shoot for an independent or regional store, rather than a big chain.

3. Go for the ugly packaging

If a package looks like it’s been opened or the label has been ripped off — but everything inside seems totally fine and the product actually still works — ask the manager for a discount for taking the battered and bruised packaging off his hands. You should be able to get at least 10 or 15% off right away.

4. Buy it online

Heading to the store to pick out your very own new tech goody might seem like more fun, but by ordering it online you can search around for added coupons that could save you a ton. Check out places like Slickdeals.net, Bargain Jack, techbargains.com and RetailMeNot.com to get your search started.

5. Do your research

One of the easiest ways to avoid overspending on tech goodies is to do your research on when new versions of products are coming out so that you don’t end up buying something that you’ll only want to turn around and replace with the newer option a couple months down the road. Most big-name products tend to have releases around the same time every year anyway (like new iPhone models in September, for example), so get to know those schedules and you’ll never be left with the older version right before something newfangled becomes available.

6. Only buy the more expensive options when it’s really necessary

While it’s true that upgrades are likely to have more bells and whistles that you’ll want when it comes to big products, for other, smaller tech products, sometimes the cheaper options can be just as useful. Take cables, for example. You could dish out hundreds for expensive, long-range cables that promise all kinds of things, but in most cases a generic, high-speed cable that you’ll find for a couple bucks at the store will work just fine. Be sure to check online for reviews of the product before buying it, and stay away from dollar store or flimsy looking options and you should be fine.

7. Avoid the warranty

Whether or not you decide to purchase the additional warranty on an item will be up to you (and might just be determined by how careful you are with your tech toys), but in most cases it simply doesn’t pay. Check out this piece for more on why.

The post 7 Tips to Save on Electronics appeared first on MagnifyMoney.