Uber Data Breach Impacts 57 Million — Here’s What You Need to Know

uber data breach hack
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Some 57 million Uber users’ personal information was exposed in October 2016 when the car-hailing company experienced a cyber attack, the company announced Tuesday — more than a year after the occurrence of the incident. 

Some 57 million Uber users’ personal information was exposed in October 2016 when the car-hailing company experienced a cyber attack, the company announced Tuesday — more than a year after the occurrence of the incident. 

Bloomberg reported the company paid $100,000 to the hackers responsible for the attack to keep the breach private.  

What happened? 

Dara Khosrowshahi, Uber’s new CEO who was appointed by the board in August, said in a statement that two people outside the company “inappropriately accessed user data stored on a third-party cloud-based service that we use.” 

The attackers stole data of the 57 million people across the globe, including their names, email addresses and mobile phone numbers. About 600,000 U.S.-based drivers were among 7 million Uber drivers whose license numbers and names were exposed in the breach. 

The data breach was the latest in a string of high profile cyber attacks that weren’t revealed until months or years later.  Fortunately, it doesn’t appear that Uber users have to worry about any of their financial information being exposed. Khosrowshahi said no evidence indicated that trip location history, credit card numbers, bank account numbers, or dates of birth were stolen.  

What was done? 

After the attack happened, Uber “took immediate steps” to safeguard the data and blocked further unauthorized access to the information, according to Khosrowshahi. The company identified the hackers and made sure the exposed dada had been destroyed. Security measures were also taken to enhance control on the company’s cloud storage. 

“None of this should have happened, and I will not make excuses for it,” Khosrowshahi said. “While I can’t erase the past, I can commit on behalf of every Uber employee that we will learn from our mistakes. We are changing the way we do business, putting integrity at the core of every decision we make and working hard to earn the trust of our customers.” 

The company let go two employees who led the response to the incident on Tuesday, according to the statement. Uber is also reporting the attack to regulatory authorities.  

What can you do? 

Uber said no evidence shows fraud or misuse connected to the data breach.  

If you are an Uber rider…

The company said you don’t need to take any action. Uber is monitoring the affected accounts and have marked them for additional fraud protection, Khosrowshahi said. But you are encouraged to regularly monitor your credit and Uber accounts for any unexpected or unusual activities.

If anything happens, notify Uber via the Help Center immediately. You can do this by tapping “Help” in your app, then “Account and Payment Options” > “I have an unknown charge” > “I think my account has been hacked.” 

If you are an Uber driver…

If you are affected, you will be notified by Uber via email or mail and the company is offering free credit monitoring and identity theft protection.  

You can check whether your Uber account is at risk here 

Check out our guide on credit freezes and other steps you can take to protect your identity if personal information is compromised in a data breach.

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Amex Soups Up Platinum Card With Free Uber Rides

platinum card free uber rides

American Express is giving Platinum cardholders up to $200 a year in free Uber rides as part of a host of new rewards taking effect March 30.

The American Express Platinum card, which already came with a host of premium benefits like access to airport lounges and a $200 statement credit toward airline fees, is also increasing its already hefty annual fee of $450 to $550 as the new benefits come online.

In addition to the Uber credits, Platinum members will get five points in the American Express Membership Rewards Program for every dollar they spend booking eligible hotels on amextravel.com. Members also get access to more airport lounges and a new Global Dining Collection, which includes exclusive reserved seating at culinary events.

How to Get the Uber Credits

Many American Express cardholders use Uber, the company said in a press release. The new Uber Rides with Platinum reward will give members $15 in Uber credit per month, plus a $20 bonus in December, if they add their American Express Platinum Card as a payment method in the Uber app. The credits will show up in the app.

The expansion of the Global Lounge Collection gives cardholders access to more than 1,000 airport lounges across 120 countries. American Express also is expanding its “By Invitation Only” program, giving cardholders access to swanky events like the Harper’s Bazaar 150th anniversary party or the Grand Prix de Monaco.

Meanwhile, the existing benefits of Platinum membership remain, including one Membership Rewards Program point for every dollar spent. The points can be redeemed with more than a dozen airlines and to snag other rewards, like gift cards and merchandise. The card also confers travel insurance and purchase protections policies.

Another important thing to know: This isn’t really a credit card, but rather a charge card. Card holders are expected to pay their balance in full each month.

Regardless, you’ll need a strong credit score to qualify. To see where you stand, you can get your two free credit scores, updated every 14 days, on Credit.com.

At publishing time, the American Express Platinum card is offered through Credit.com product pages, and Credit.com is compensated if our users apply and ultimately sign up for this card. However, this relationship does not result in any preferential editorial treatment. This content is not provided by the card issuer(s). Any opinions expressed are those of Credit.com alone, and have not been reviewed, approved or otherwise endorsed by the issuer(s).

Image: martin-dm

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How to Earn Extra Income From Your Car (Without Playing Chauffeur)

Here are the details on a couple of car-sharing services that could supplement your regular income.

Most people by now have heard of the ride-sharing giants Uber and Lyft, which have disrupted the taxi industry as we know it, allowing people to make money with their cars.

Far fewer, however, have heard of Turo or Getaround.

If earning extra income with your car, without having to chauffeur strangers, interests you, perhaps it’s time to familiarize yourself with these names.

Both Turo and Getaround were launched with the mission of putting the world’s one billion cars to better use. Yes, you read that right — there are at least one billion cars on the planet, many of which remain idle. Therein lies the opportunity.

Turo and Getaround allow people to make some serious cash by renting out their cars.

How much cash, exactly? Turo spokesman Steve Webb says the average active car owner on the site made $653 in Dec. 2016. Getaround, meanwhile, reports that the average monthly earnings for its users is around $550.

“It’s amazing to think of any asset, especially one costing tens of thousands of dollars, being so idle,” says Webb. “We have been able to flip the car ownership equation on its head, providing people a means to better use this asset.”

Want in on the action? Here’s what you need to know.

Turo

Turo has a presence in 4,500 cities in the U.S., U.K. and Canada.

Here’s how it works. You list your car for rent on Turo for free. You can set your daily minimum rental price and choose a mileage limit for drivers. Turo can also set your car’s rental price, based on market value, location, time of year, and other data designed to boost your listing’s competitiveness.

In addition, Turo covers your vehicle with $1 million in liability insurance while it’s being rented. To give you further peace of mind, Turo screens all its renters. The renter can either pick the car up at your home, or you can deliver it to an agreed-upon location.

People renting their cars through Turo earn enough to cover their monthly car payment, says Webb.

Getaround

Getaround has a somewhat smaller footprint than Turo. It operates in six cities, including San Francisco, Chicago and Washington, D.C.

In each city, Getaround has a core operating area, where your car must be parked. If you live outside Getaround’s operating zone, the vehicle can still be shared if it remains parked in the active area. To facilitate this, Getaround often helps owners find discounted parking in high-traffic locations.

Getaround renters are able to unlock your car using an app, however, you have full control over their car’s daily and hourly rental rate. Getaround can also set a recommended rate when you first launch your rental, based on the car’s make and model, features and location. Also, your car is covered with $1 million in insurance when being rented through Getaround. Renters are screened by the company.

The big difference between Getaround and Turo is that Getaround allows renters to use your car for just a few hours. With Turo, the minimum rental time is one day. When renting your car through Getaround, the vehicle must always be parked in the company’s core operating area, instead of, say, in your driveway, where you could keep an eye on it.

If these differences don’t matter to you, the earning potential may be nothing to sneeze at.

Image: Geber86

The post How to Earn Extra Income From Your Car (Without Playing Chauffeur) appeared first on Credit.com.

Need Beyoncé Tickets? AmEx & Uber Are Giving Some Away

beyonce

Getting tickets to Beyoncé’s Formation World Tour has been harder than getting to the bottom of the “Becky with the good hair” controversy. Most of the shows are sold out. Unless you want to stand alone at one of the shows that still has available tickets, you’re going to have to shell out a couple hundred dollars minimum to nab a spot from which you can worship Queen Bey live.

But you might be able to get around that. Yesterday — when Formation kicked off in Miami — American Express and Uber announced a partnership that gives anyone (not just card members) the chance to win two tickets to one of Beyoncé’s 21 remaining U.S. shows (the next one is April 29, in Tampa, Florida). Here’s how the promotion works:

beyonce_knowles

Beyoncé Knowles.
Photo: EdStock

On the day of the concert in a participating city, you can request the “FORMATION” view in the Uber app, using the promo code FORMATIONAMEX. You can then request a FORMATION ride, and you could receive two tickets and a round-trip UberX ride to the concert in the city. (Though Uber and American Express have both said that the demand will be high, and getting matched with a FORMATION ride isn’t a guarantee of tickets.)

Sure, the chances of hitting the Beyoncé/Uber jackpot probably aren’t great, but it may be more likely than you being able to come up with enough money to buy your own tickets and transport to the concert, at this point. As much as it would probably feel worth it at the time, the aftermath of blowing your budget to see Beyoncé (or worse, running up a huge credit card balance or spending more than you can afford), will probably be as unpleasant as it is to be Rachel Roy right now. (OK, being on the receiving end of the wrath of the Beyhive may or may not actually be worse than being in credit card debt, but you get the point.)

There’s some (minuscule) consolation for people who request these Uber rides and don’t end up getting Formation tickets. If you happen to have an American Express credit card and are enrolled in their Membership Rewards program, you can earn two times the rewards points when you pay for an Uber ride with your card. American Express isn’t the only credit card with this sort of deal — it’s always smart to check with your credit card issuer to see if they offer any discounts with a certain service or if you can maximize your rewards with certain purchases. Of course, spending for the sake of credit card rewards can be a dangerous strategy, because credit card debt is expensive and high credit card balances can kill your credit score. You can keep tabs on yours by getting your free credit report summary every 30 days on Credit.com.

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

At publishing time, American Express products are offered through Credit.com product pages, and Credit.com is compensated if our users apply and ultimately sign up for American Express credit cards. However, this relationship does not result in any preferential editorial treatment.

More on Credit Cards:

Main Image: EdStock

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Forget Credit Cards — Hackers Want Your Uber Account

uber_app

Your Uber account is about 17 times more valuable to a hacker than your credit card credentials, according to a report security company Trend Micro compiled for CNBC. They found that stolen Uber credentials sell for an average of $3.78 per account on underground online marketplaces, while bundles of credit card data are sold for 22 cents, at most.

Lots of accounts are more valuable than credit card info. PayPal accounts with a guaranteed balance of $500 go for an average of $6.43, Facebook accounts run about $3.02, Google Voice about 97 cents and Netflix 76 cents, Trend Micro found.

So what good is this info to a hacker? There are a few ways someone can capitalize on stolen credentials. The information people store in online accounts can help someone piece together the details they need to steal and abuse others’ identities. Then there’s the potential to steal money. For example, a hacker could charge someone’s Uber account for phantom rides, a theft tactic in which someone sets up a fake driver account to receive payment for rides the user never takes, CNBC reports.

Preventing various kinds of account theft can be really difficult, and people usually find out about it only after it occurs. One way to keep hackers at bay is to use multi-factor authentication, if available, to log into accounts. Security experts tend to recommend people avoid using the same password across multiple platforms, so one account hack doesn’t lead to another, potentially more valuable, break-in. With all the online accounts people have, it’s challenging to regularly monitor every one for unauthorized activity, but it is in your best interest to do so.

On top of that, frequently reviewing your credit card and debit card activity can help you quickly spot fraud. You can monitor your credit, too, if you have reason to believe your personal information was stolen. Unexpected changes to your credit scores can be a sign of identity theft, as well. (You can get two free credit scores once a month on Credit.com.)

More on Identity Theft:

Image: Danilo Andjus

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