15 Ways to Save at PetSmart

Because it's way to easy to overspend on your furbabies.

Pet owners are sure to have their local PetSmart store in heavy rotation on their errands run. If you find yourself consistently walking out of the pet goods store having spent way more money than you expected to on Fido or Mr. Bigglesworth, you could probably stand to use some of these cost-cutting tricks before your next outing.

Here are 15 ways to save at PetSmart.

1. Sign Up for Auto Ship

Customers who sign up for PetSmart’s auto ship program can have products delivered to their home at the frequency of their choosing. Items in these orders ship for free, plus they save 20% on their initial order and 5% on all recurring orders.

2. Apply for the PetPerks Rewards Program

Sign up for PetSmart’s PetPerks Rewards program and you’ll receive discounts on your in-store purchases, as well as coupons sent to you in the mail.

3. Use a Rewards Credit Card

That way, you’ll at least earn rewards on the stuff you’re buying your furbaby.  PetSmart doesn’t offer a store-branded credit card, but there are plenty of solid cash back credit cards out there that’ll help maximize your spending.

Just be sure you pay your balances off in full. Otherwise, this strategy won’t work as planned — your rewards will just get lost to interest. (You can see how your credit card balances are affecting your credit by viewing your free credit report snapshot on Credit.com.)

4. Shop the Sales

Always check out the sales section of the site to see if your pet’s favorite items are being offered at a discount.

5. Check Out the Generic Pharmacy Options

PetSmart makes shopping for your pet’s medical needs easy through their pharmacy, but you’ll save even more by shopping the generic section of the site. (Be sure to consult with your vet before doing so.)

6. Cash In on Your Pet’s Birthday

As part of PetSmart’s PetPerks program, you’ll receive a coupon for a free treat on your pet’s birthday — be sure to use it before it expires!

7. Catch the Friends & Family Event

Check back every June for PetSmart’s big Friends & Family event to cash in on extra savings.

8. Find Promo Codes & Printable Coupons Available Online

Use sites like Groupon, Coupon Cabin, Retail Me Not and Coupon4all to score extra promo codes for online shopping or printable coupons to take into the store.

9. Try Booking Grooming Sessions During Off Hours 

PetSmart often runs specials on their grooming services when you book at off-peak times. Check their grooming section regularly for these offers or ask in the store.

10. Click Through to Their Local Ad

Occasionally PetSmart will offer special promotions through their local ad, which they also post online. Be sure to check the link frequently for posted deals.

11. Search for Manufacturer’s Coupons

PetSmart will accept these as well, so be sure to bring them with you when you shop.

12. Bring in a Competitor Coupon

PetSmart will accept competitor coupons on the same products, as long as they follow this criteria.

13. Use Social Media

PetSmart often posts its most recent deals on Facebook and Twitter, so be sure to follow them.

14. Buy Discounted Gift Cards 

Check out sites like Gift Card Granny to purchase PetSmart gift cards at discounted prices.

15. Read Your Receipt 

PetSmart will often print coupons at the bottom of your in-store receipts, so be sure to read them before you throw them out.

Love brand hacks? Well, we’ve got plenty more of them. You can find a full 19 ways to save at Target right here. And, if there’s a specific retailer you’d like to see us tackle in the future, shout it out in the comments section below!

Image: PeopleImages

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14 Ways to Save at Ralph Lauren

We've got plenty of ways to keep down the costs of those polo shirts, button downs, florals and cable knits

Polo shirts, button downs, florals and cable knit abound at Ralph Lauren, the go-to shop for anyone who loves preppy, classic fashion. With prices on the medium-to-high-end of the spectrum, it helps to find ways to save when shopping here. Here are a few.

1. Start With Sales

It doesn’t hurt to start your shopping with the sales section of the site (or in the store). Items often switch out based on season, and you never know what treasures you might find.

2. Find Promo Codes

Do a little Google search to find promo codes for Ralph Lauren discounts. Places like Savings.com, Retail Me Not and Coupons.com often have good options.

3. Don’t Miss Out on Free Shipping

Save up to make multiple purchases at once, or ask your friends if you can make a purchase for them along with your own. Shipping is free on the site when you pay $125 or more.

4. Purchase Ralph Lauren Somewhere Other than Ralph Lauren

You’ll often find discounts on Ralph Lauren items or promos like discounts on multiple purchases at stores that sell Ralph Lauren other than Ralph Lauren itself. Check Macy’s, Belk or Nordstrom to start.

5. Shop at a Ralph Lauren Outlet

Before heading out to a regular Ralph Lauren shop, check to see if there’s an outlet near you. For example, you’re bound to find great discounts at the branch in Woodbury Common in New York or the Outlets at Castle Rock in Colorado.

6. Sign Up for the Newsletter

Scroll to the bottom right of the Ralph Lauren homepage and enter your email address to receive the newsletter. You’ll get updates on the most recent sales directly to your inbox, plus 10% off your next order when you first sign up.

7. Follow the Brand on Social Media

Be sure you’re following Ralph Lauren on Twitter, Facebook and Instagram to catch details on any last-minute sales.

8. Buy Discounted Gift Cards

Check out sites like Gift Card Granny for access to gift cards at discounted prices.

9. Get a Special Discount

Ralph Lauren has been known to offer additional discounts for certain groups of people — like students and military veterans, for example — so be sure to bring your ID and give it a try.

10. Try Your Luck at eBay

With a little patience and some proper searching, you’ll likely find what you want — or at least items close to it — for a big discount on eBay.

11. Keep an Eye Out for Surveys, Sweepstakes & Promotional Offers

From time-to-time, Ralph Lauren will run surveys, sweepstakes or other promotions that offer customers access to additional discounts. Be sure to check the site frequently for these opportunities. (Signing up for the newsletter and following them on social media will also help ensure you don’t miss them!)

12. Opt In for Mobile Marketing

According to the Ralph Lauren site, you can sign up for communications about Ralph Lauren products, services and promotions through your mobile device by submitting your mobile phone number online or by texting them. Text HELP to 89448 for more info, and remember that messaging rates may apply based on your data plan.

13. Ask About a Ralph Lauren Credit Card

While it’s not available online or at every location, a few stores do offer applications to Ralph Lauren credit cards, which will come with perks that just might save you big-time if you’re a frequent Ralph Lauren shopper. Just be sure to ask about the interest rate and any fees associated with the card before signing up — and be sure your credit can handle an inquiry. (You can view two of your credit scores for free on Credit.com.)

14. Use a Rewards Credit Card

That way, you’ll at least rack up points, miles or cash back on your preppy purchases. Just be sure to pay your balance off in full so you don’t waste any of them on interest. (Not sure which cards are worth your while? No worries. We’ve got a guide to finding the best rewards credit card for you.)

Want more luxury brand hacks? We’ve got 15 ways to save at Crate & Barrel right here. And, if there’s a particular brand you’d like us to tackle next, let us know in the comments below. 

Image: amriphoto

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17 Ways to Save at Lowe’s

It's easy to overspend at the home improvement chain this time of year. Fortunately, it's just as easy to save.

Whether you’re finishing your basement, fixing a leaky bathroom faucet or trying your hand at built-in bookshelves for your family room, Lowe’s is your one-stop-shop for all things home improvement related. While it can be super-easy to spend a ton of cash there, it’s also just as easy to save. Here’s how.

1. Wait for Things to Go on Sale

If you can, it pays to wait for the bigger items you need to go on sale at the home repair superstore … because they inevitably will. Beginning of the year sales, for example, included up to 40% on bathroom essentials like toilets and sink basins, as well as up to 40% off select custom kitchen cabinets when you spent $3,500 or more.

2. Apply for a Lowe’s Credit Card

If you’ll be shopping here enough and you can pay the credit card off on time (the APR is a variable 26.99%, so this strategy only really works if you can absolutely pay your bill on time), apply for the Lowe’s credit card. New cardholders can pick from between 5% off items every day or six months of special financing with a $299 minimum purchase. Just be sure your credit can handle an inquiry before you apply. You can see where you stand by viewing your free credit report summary, updated every 14 days, on Credit.com.

Like to shop around? We’ve got some picks for the best credit cards for shopping here.

3. Shop Their Exclusive One-Day Deals

Be sure to check the site for Lowe’s one-day only deals, which are good for that day only and while supplies last.

4. Peruse Their Shop Savings Section

Lowe’s adds new discounted items every week to their Savings section, and deals generally last for a couple days or, even, up to a few months.

5. Check Out Their Weekly Ad

Search through your local paper or check online for the Lowe’s Weekly Ad for savings on items that generally last through that week only.

6. Take a Look at Clearance Items

Use the clearance section of the site to find even more discounts on items like cleaning supplies, flooring, home décor and more. Some items are up to 75% off, but the deals generally expire, so check back frequently for what you need.

7. Submit for a Rebate

Many Lowe’s products come with rebate offers, especially if they’re energy-efficient products. The store makes it easy to find out which products will save you a little cash — just check out the current rebates section on the site and submit an online application if your product applies. You can check the status of your rebates there, too.

8. Sign Up for Their Email Newsletter

Submit your email for the Lowe’s newsletter to get the weekly ad, exclusive offers and promotions, sneak peaks of upcoming events and more, directly to your inbox.

9. Join Their Garden Club

Sign up for Lowe’s Garden Club and you’ll receive an email every week with special promotions and offers, as well as gardening plans, advice and more.

10. Never Miss a Sale When You Follow Lowe’s on Social Media

Catch all the current deals and promotions by following the brand on Facebook, Twitter and Instagram.

11. Get a Price Match

Lowe’s guarantees everyday competitive pricing. As such, if you find a competitor offering a lower price on an identical item, bring in the competitor’s current ad and Lowe’s will beat their price by 10%. If a competitor is offering a percent off discount, they’ll match the final net price the competitor is offering.

12. Use Online Price Protection

If you’re already in the store, be sure to check online to see if the item you want is cheaper there before heading to the checkout line. You can shop for your Lowe’s products online to receive the lower of the online store price or the price at your local Lowe’s store. Or, select “store pickup” to order your items online and pick them up in your local store later, thus avoiding the shipping fee —unless you have $49 or more in items, in which case shipping is free.

13. Ask for a Military Discount

If you currently serve in the armed services or are a retired veteran, you and your immediate family receive a 10% discount. Check here for the stipulations.

14. Load Up on Free Services

While it’s not an immediate way to save, taking advantage of all the workshops and personalized services offered at Lowe’s is a great way to ensure you do your project right, which will save you time and money in the long run. Check out a full list of in-store services, including workshops, clinics and other services, on Lowe’s website.

15. Buy Gift Cards at a Discount

Shop sites like Gift Card Granny to purchase Lowe’s gift cards at a discounted price.

16. Install a Coupon Aggregator on Your Computer

Never miss another online coupon or savings offer when you install a coupon aggregate collector, like Honey, on your computer. The search engine will automatically look for discounts at your time of online checkout and could score you even more in savings.

17. Ask When a Sidewalk Sale Is Happening

A couple times a year you’ll notice that Lowe’s has a ton of items out on the sidewalk. These items are often on sale big-time, and their sidewalk sale happens a couple times a year, so be sure you don’t miss it.

Making home improvements this year? We’ve also got some ways to save at Home Depot (as a well as a full review of its credit card) here.

Got a brand you’d like to see us tackle? Leave it in the comments section and we’ll get it in our queue. 

Image: PeopleImages

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15 Ways to Save at Crate & Barrel

save_at_crate_&_barrel

Whether you’ve just scored a new abode or you’ve been living in your place for a while and it could use a little updating, Crate & Barrel is a long-standing go-to when it comes to home furnishings. The store sells quality goods, so prices for some items can be on the higher end. Luckily there are some pretty easy ways to save. Here are 15 of them.

1. Sign Up for the Newsletter

Provide your email address for current offers, sales and news.

2. Shop the Special Offers & Rebates Section

Crate & Barrel often offers added incentives for customers to shop by including things like gift cards for free items with purchase in their Special Offers & Rebates section. Examples include things like a $30 gift card with purchase of a KitchenAid Mixer or up to 50% off Viking Contemporary seven-piece cookware sets.

3. Wait for Items to Make it to the Clearance Section

As with any store, Crate & Barrel needs to move inventory frequently to make room for new items, especially as they relate to seasonal goods. Check with the Clearance and Outlet section of the site frequently to see if the things you need have gone on sale.

4. Check the Site for Coupon Offers

Before heading to the store or making a purchase online, be sure to check with the coupon section of the chain’s website to see if any special offers are happening.

5. Never Pay for Shipping

Even if you can’t make it into the store to buy your goods, make sure you never pay for shipping by checking out the Free Shipping section of the site and only order the items you need once they won’t cost you to ship.

6. Apply for the Crate & Barrel Credit Card

If you’re a savvy credit card user and frequent Crate & Barrel shopper, its credit card can earn you 10% back in reward dollars or six months of special financing, as well as other perks like special offers and access to events. The card has no annual fee, but like most store cards it does come with a hefty variable annual percentage rate (27.49%), so only get one if you can pay the card off in full every single time you use it. Favor a different brand? You can learn more about the best credit cards for a stress-free shopping spree right here.

Just be sure to check your credit before applying for any new plastic. Otherwise, you risk a rejection — and a hard inquiry on your credit report — for naught. (You can view two of your credit scores for free on Credit.com.)

7. Use Your Crate & Barrel Card at its Sister Stores

You can use your Crate & Barrel credit card at CB2 and The Land of Nod as well to really rack up the reward dollars you earn.

8. Create a Registry

When you create a wedding registry with Crate & Barrel, you’ll have access to their 10% completion credit for six months after your event, which applies to anything left on your registry as well as items in the store or online. Learn more here.

9. Search Online for Coupons

Check out sites like dealsplus, RetailMeNot, Coupon Cabin and Savings.com for discount codes that you can apply to your Crate & Barrel purchases, or …

10. … Install a Coupon Aggregator on Your Computer

Browser extensions like Honey will automatically find and apply coupon codes for you at checkout.

11. Purchase Used Gift Cards

Visit a gift card resale site and search for Crate & Barrel gift cards that you can buy at a discounted rate.

12. Follow Crate & Barrel on Social Media

Never miss a sale when you follow Crate & Barrel on their social media sites, like Twitter and Facebook.

13. Keep an Eye Out for Special Ways to Earn More Savings

Every now and then Crate & Barrel will offer additional ways to enter for a chance to save — which is all the more reason to keep an eye out on their social media pages for updates.

14. Earn Cash Back

Use a cash back or rebate site to earn a little bit extra back on your Crate & Barrel purchases.

15. Let the Brand Know You’re Moving

Register your move with the U.S. Postal Service online and be sure to click on the section that allows you to receive coupons from certain home goods stores — Crate & Barrel has been known to send them to new homeowners for 10% off.

Want more brand hacks? We’ve got 15 ways to save at Bed Bath & Beyond and 18 ways to save at CVS.

Have a brand you’d like us to tackle? Let us know in the comments section below.

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

Image: kupicoo

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18 Ways to Save at CVS

Yup, there are that many ways to save at the major pharmacy chain.

‘Tis the season for your local CVS to be on your regular errand route. Whether it’s cold meds, under eye cream for those tired peepers or extra toilet paper, CVS is your one-stop-shop for all things home/cold/help related. What makes CVS even better is the number of ways you can save when shopping there. Here are a few.

1. Check Out Their Weekly Deals

Hop online and check out the CVS Weekly Deals section before making any purchases. Lots of buy one, get one and instant savings offers are bound to make you happy.

2. Search Through Their Coupon Offers

Even if you’ll be heading into your local CVS to make a purchase, try searching the CVS coupon center online first, where you can print any coupons you’d like to use before shopping.

3. Stack CVS Coupons With Manufacturer Coupons

Search online or through ads in your weekly paper to get coupons directly from manufacturers of your favorite products, then use those coupons in conjunction with CVS ones to score even more savings. (CVS’ coupon policy generally allows one CVS coupon and one manufacturer’s coupon per item.)

4. Find Online Savings 

Don’t need to head into the store? You can save by shopping online at CVS and checking out their online deals, as well. If you do shop online, also be sure to …

5. Ship Wisely

CVS offers up to 20% off plus free shipping and automatic delivery with its Ship & Save program. All you need to do is look for the Ship & Save eligible icon and schedule how often you’d like to receive them. Learn more about the program here.

6. Sign Up for Their ExtraCare Program

If you don’t have an ExtraCare account, sign up for one on CVS’ website. Members earn 2% back in ExtraBucks Rewards most times they shop and enjoy extra savings through email and receipt coupons, as well as through the app.

7. Add Your Email to Your Account

Once you have an ExtraCare card, create an online account and add your email to ensure you receive additional emails with coupons as well.

8. Visit the ExtraCare Coupon Center in the Store

Before you do anything in the store, be sure to scan your ExtraCare card at the red ExtraCare Coupon Center. The machine will automatically print coupons that you can use for your purchases that day or save for later. There’s a price checker option on this machine, too.

9. Earn Rewards on Trips to the Pharmacy

Sign up for the Pharmacy & Health Rewards program and you’ll earn $5 ExtraBucks Rewards every time you fill 10 prescriptions, plus other rewards.

10. Make a Little Cash Off Your Make-Up Purchases

Become a member of the ExtraCare BeautyClub and earn a 10% off beauty shopping pass, $5 ExtraBucks Rewards for every $50 spent on beauty products, $3 ExtraBucks Rewards on your birthday, as well as exclusive emails with coupons and new product info. (Just be sure not to overspend to get extra rewards — carrying credit card balances can hurt your wallet and your credit. You can see how your debts are affecting you by viewing two of your free credit scores, updated every 14 days, on Credit.com.)

11. Save Deals in Your CVS App

CVS now offers the option to get digital receipts at checkout. This way, you can download the CVS app and send your deals directly to your ExtraCare card that way. Plus, you get $5 ExtraBucks Rewards for downloading the app and linking your ExtraCare card to it for the first time.

12. Register Your ExtraCare Card With Upromise

Although slightly different from regular savings, CVS offers an added incentive for customers with college-bound kids to shop with them. When you register your ExtraCare card with Upromise, a free loyalty program run by Sallie Mae that lets families earn credits for a college savings plan or to pay down student loans, CVS will contribute 3% of your nonprescription purchase price on select items every time you shop into your Upromise account. (Psst … we’ve got more ideas for how you can pay for college without taking on a mountain of debt here.)

13. Roll Your ExtraBucks

Customers can roll over their earned ExtraBucks by spending current ExtraBucks on items that give ExtraBucks back. This way you’ll get to purchase an item on “sale” by using an ExtraBuck today, while earning more ExtraBucks to use on future purchases.

14. Ask for a Rain Check

If a sale item you wish to purchase is out of stock, ask a CVS sales associate to issue a rain check. This way when the item is back in stock you’ll be able to purchase the same item at the sale price, and potentially even use more coupons that you may have received or earned in the meantime.

15. Join its Advisor Panel

Sign up to be a member of the CVS Advisor Panel and you’ll receive links to online surveys a couple times a year. Joining will help you shape what CVS offers in their stores and what their service is like, but even better, you’ll earn ExtraBucks each time you participate.

16. Buy Discounted Gift Cards

Use sites like Gift Card Granny to purchase CVS gift cards at discounted prices.

17. Ask About Transferring Prescriptions

If it’s convenient, consider transferring your prescriptions from your current pharmacy to CVS. The company often offers free gift cards to those who do this. Look for this deal in the weekly sales circular or ask a pharmacist.

18. Follow CVS on Social Media

With so many ways to cash in on coupons and savings at CVS, it can be overwhelming. Try following CVS on both Twitter and Facebook to be sure you’re up-to-date on sales before shopping.

Want more brand hacks? We’ve got 13 ways to save at Shutterfly and 15 ways to save at Bed Bath & Beyond.

Have a brand you’d like us to tackle? Let us know in the comments section below.

Image: vizualni

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13 Ways to Save at Shutterfly

This guide can help you never pay full price for a photo product again.

While I’ve always been a fan of Shutterfly for its personalized gift-giving options, once I had a baby, my web browser saw a considerable uptick in Shutterfly visits. Luckily there are plenty of ways to save a little cash when frequenting this photo-lovers heaven. Use this guide to never pay full price for a photo product again.

1. Create an Account

Be sure to create an account directly on their homepage with both your email and home address so you can receive discount offers to your inbox and through the mail.

2. Cash In on the New Customer Offer

Once you create an account, new customers can cash in on a few freebies from the site, like a certain number of free prints, free magnets or a free set of address labels.

3. Check for Other Promo Codes Directly on the Site

Before doing any outside research, check out Shutterfly’s own promotion page. Deals often include things like free economy shipping or free upgrades to expedited shipping, as well as discounts on certain types of photo gifts.

4. Look Up Special Offers

Special offers are not the same as promos, so be sure to also check out Shutterfly’s special offers page for additional savings throughout the year.

5. Stack Your Coupons

Shutterfly allows you to stack multiple coupons (although sometimes free shipping can’t be used in conjunction with other offers, so keep that in mind). Be sure to try out all the available options together when ordering to see which ones stick.

6. Search for Shutterfly Coupons on Other Sites

A little Google search can go a long way in terms of finding additional promo codes for Shutterfly savings, but be sure to check some of the staples, like RetailMeNot, Goodshop, Groupon and Coupons.com

7. Put Together Your Project … Then Save it

Rather than trying to put together an album of your daughter’s first year of life by the time a coupon expires at midnight (ahem, been there, done that), try putting your projects together ahead of time and saving them to your Shutterfly account. If you don’t need them right away, that allows you to wait for the perfect discount offer to come along, thereby saving you cash and frustration.

8. Wait for Seasonal Sales

Like most other sites, Shutterfly will offer big savings around certain predictable times of year, like Black Friday, Christmas and Valentine’s Day. If you can hold off until these times to put together your projects, you’ll save a ton — which is sweet, particularly during peak shopping season, since high credit card balances can hurt your bank account and your credit score. (You can see how your credit card debt is affecting your standing by viewing your free credit report snapshot, updated every 14 days, on Credit.com.)

9. Don’t Throw Out Coupons From Other Packages Right Away

Shutterfly often partners with other companies to offer coupons that will come in their packaging. I’ve received Shutterfly coupons from Babies “R” Us packages and other children’s clothing stores.

10. Sign Up for Rewards Programs on Other Sites

While I’ve never personally tried this, I’ve heard that other companies often allow you to redeem points from their rewards programs for Shutterfly products (particularly if they’re family-friendly sites). Jo-Ann Fabric, Pampers, Huggies and Similac StrongMoms seem to be a few of the popular ones.

11. Use Social Media

Be sure to follow Shutterfly on both Facebook and Twitter to catch any exclusive deals it shouts out to followers, or at the very least to never miss a big sale that they’re sure to call out on their social sites

12. Follow Coupon Aggregate Sites on Social Media, Too

Following Shutterfly is a great way to score deals, but it doesn’t hurt to follow other coupon aggregate sites for potential coupons and promo codes, as well. Try Savings.com, Brad’s Deals and Coupon Sherpa to start.

13. Buy With a Friend

From time to time you’ll find free shipping codes for Shutterfly, but if you don’t have enough to meet the free shipping minimum yourself (for example, as of writing this, you needed to spend $39 to qualify), try combining orders with a friend to reach the minimum amount needed.

Want more brand hacks? We’ve got 14 ways to save at Overstock.com here and 15 ways to save a Bed Bath & Beyond here.

Image: AzmanL

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14 Ways to Save at Overstock.com

Whether you’re looking for towels or a new couch, socks or a crate for your cat.

Whether you’re looking for towels or a new couch, socks or a crate for your cat, there’s a pretty good chance Overstock.com will have it. Here are 14 ways to save on whatever you crave at this online store.

1. Sign Up for Email Alerts

Overstock sends its email subscribers exclusive coupons pretty frequently, and, as of press time, when you sign up, you could get an automatic 10% off coupon.

2. Join Club O Gold

Club O members get free shipping on all orders and earn 5% in rewards dollars for every purchase. Other incentives include 5% in Club O Reward Dollars every time you pay with your registered card at a participating restaurant and up to 40% in rewards when you purchase certain items on their deals page.

3. Take Advantage of Free Membership Opportunities

Membership to Club O Gold is free for certain people (first responders, teachers and students, active military and veterans, for instance), so be sure to take advantage of it if you fall into one of those categories. Otherwise it costs $19.95 to join.

4. Use Overstock Coupons

Visit Overstock’s own coupon page to take advantage of daily deals that will save you even more money.

5. Get Coupons From Other Sites

Search around for coupon offers from other sites like Coupons.com, RetailMeNot or even Groupon.

6. Install Honey

These aren’t the only sites with coupons that could help you save at Overstock. Instead of spending hours searching, consider installing Honey on your computer and let the coupon aggregation site apply the best coupon code at checkout for you. (Be sure to read the full terms and conditions before signing up so you know what the tool entails.)

7. Consider an Overstock Credit Card

Its Club O Rewards MasterCard offers up to 8% back in Club O dollars on Overstock purchases (5% through Club O, 3% for using the card), 2% back on gas and groceries and 1% back everywhere else. You’ll get a $40 statement credit after your first purchase. Just pay any balances off in full: The card carries a variable APR of 16.49% to 25.49%, depending on creditworthiness. (You can get a sense of where you might fall by viewing two of your free credit scores, updated every 14 days, on Credit.com.)

Not sure how the Overstock credit card stacks up against other retailers’ rewards plastic? Check out our picks for the best shopping credit cards are a starting point.

8. Check Out Flash Deals

Sign up for flash deal notification emails on products or check the Flash Deals page for new discounts starting daily at 12 p.m. EST.

9. Shop Clearance & Liquidation Items

Check out Overstock’s Clearance & Liquidation section for up to 75% off on select items. You can sign up for weekly clearance notification emails, as well.

10. Take a Second Before Making That Purchase

You can often cash in on extra savings by putting items in your shopping cart online and then waiting a bit to actually buy them. Stores often send follow up emails to customers reminding them of what’s in their carts, usually with a coupon attached to incentivize them to make the purchase even more.

11. Go the Gift Card Route

Sites like Raise.com sell gift cards for stores at a discounted price. For example, if you visit the Raise Overstock page you might find an Overstock gift card valued at $50 that costs you $45.

12. Check out PayPal Offers

PayPal often offers discounts on certain shops when you pay with your account. Check their offers page frequently for updated offers.

13. Make Purchases on a Holiday

Like most stores, Overstock tends to offer big discounts around certain holidays. The Presidents’ Day sale, for example, had certain home décor, garden and patio, and luggage items — along with tons of others — at up to 70% off. You can check out holiday sale previews on their Deals Destination page.

14. Ship Smart

Overstock changes its shipping offers throughout the year, so check out their shipping calendar page to make the most of free standard or upgraded, expedited and express shipping offers, which are often associated with specific holidays.

Looking for more brand hacks? Here’s 15 ways to save at Bed Bath & Beyond and 14 ways to save at Babies R Us.

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

Image: PeopleImages

The post 14 Ways to Save at Overstock.com appeared first on Credit.com.

15 Ways to Save at Bed Bath & Beyond

For anyone on the hunt for those increasingly elusive 20% off coupons.

If you’ve ever walked into Bed Bath & Beyond with five items on your to-get list and walked out with 20 purchases, you’re not alone. Luckily there are plenty of ways to save at this home goods mega-store. Here are 15.

1. Subscribe to Its Emails

Sign up to receive emails from BB&B and you’ll get 20% off one in-store purchase right away, plus plenty more exclusive offers and promotions directly to your inbox on a regular basis.

2. Provide the Store With Your Address

Emails usually come every week or two from BB&B with coupon offers, but if you provide your address you’ll receive offers through snail mail as well. While some of these coupons come with expiration dates printed on them, the store usually accepts coupons past those dates.

3. Stack Multiple Coupons

While most coupons say they’re good for only one purchase (although every now and then you might be lucky enough to get a 20% off your entire purchase option), you can stack your coupons by making multiple purchases, especially if they’re done online (just make sure you qualify for free shipping on your orders, otherwise it doesn’t make much sense to do this).

4. Shop Competitors for Better Offers

Bed Bath & Beyond will match any direct competitor’s price for identical items, as long as they meet these conditions.

5. Use Price-Matching & a Coupon

While it’s not always available, if the competitor with the better price would allow you to apply a coupon as well, Bed Bath & Beyond will allow you to do the same. Otherwise, they apply the best discount — either the coupon or the price-match option.

6. Get a Manufacturer’s Coupon

BB&B also accepts manufacturer’s coupons at their stores, plus you can

7. Cash in on a Manufacturer’s Coupon & a Price Match

Double your savings by doing some research for better prices at a competing store, and then find a manufacturer’s coupon for the item and BB&B will let you use both. (Remember, this must be a manufacturer’s coupon, not a competitor’s coupon.)

8. Hold on to Receipts to Cash in on Coupons Later

Save those receipts for your recently purchased items at BB&B. If you receive a coupon a couple days later, the store will still honor the discount.

9. Ask for Price Adjustments on Sale Items

Even if you don’t get a coupon in the mail, if an item you just purchased goes on sale, bring the item and your receipt in for a price adjustment.

10. Get a Bed Bath & Beyond Credit Card

The brand’s MasterCard gives frequent shoppers 5% back for every $1 spent at its stores, 2% back per $1spent on gas and groceries and 1% back anywhere else. Just be sure to pay your balances off in full; otherwise, you’ll be paying a variable purchase annual percentage rate (APR) of 24.49%, 18.49%, or 14.49%, depending on your creditworthiness. (You can get a sense of where you would fall by viewing two of your credit scores, updated every 14 days, for free on Credit.com.)

Frequent another retailer? Check out our picks for the best shopping credit cards.

11. Get Cash Back

Use sites like Shop at Home to receive cash back on your purchases at Bed Bath & Beyond. (The site has coupon offers, as well.)

12. Check Out the Clearance Section

It’s obvious but worth repeating — don’t forget to shop the clearance section, especially if you’re looking for a particular type of item rather than an actual item (i.e. coffee makers rather than Hamilton Beach coffee makers). The BB&B clearance section has hundreds of items on sale, sometimes at more than half off. Experts say looking early in the week is best, too, because that tends to be when new inventory is available.

13. Wait for Additional Deals to Come via Email

Besides their awesome 20% coupons, BB&B is also known for sending exclusive deals to their email users that might help you save even more. For example, “Any 2 for $10 [regularly $9.99 each] on Taste & Co. Olive Oils and Balsamic Vinegars” is sitting in my inbox right now. This is a great way to stock up on gifts for future use.

14. Score Gift Cards Directly From the Store

Besides coupons, clearance items and price matching, BB&B has also been known to provide shopping incentives to their customers by offering gifts cards with your purchases. These gift cards usually don’t expire, so they’re a great way to save. If you haven’t seen a gift card from BB&B lately, you could always do the following instead …

15. Buy Cheap Gift Cards Online

Use sites like Cardpool.com and Gift Card Granny to purchase gift cards for BB&B at less than face value. Keep in mind that most are eGift cards for online use only, and they sometimes take a day or two to arrive.

Want more brand hacks? Check out our roundup of 7 ways to save at Home Depot.

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

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