17 Ways to Save at Michaels

Here are some crafty ways to save. (See what we did there?)

For the artist in all of us, Michaels is a craft-lover’s dream. While you’re bound to find great deals at the store already, there are still other ways to save even more cash when you shop.

Here are 17 ways to save at Michaels.

1. Visit the Website

Coupons abound directly on the home page of Michaels.com, so be sure to make that your first stop when a trip to the crafting superstore in is order.

2. Use the Store Locator

To find even more coupons usable at your local Michaels, visit the Coupons section of Michaels.com and input your zip code for up-to-date coupon offers at the stores nearest you.

3. Join the Michaels Rewards Program

If you haven’t already, signing up for the Michaels Rewards program will provide you with members-only offers directly to your inbox, as well as access to events, receipt-free returns and early alerts for sales.

4. Check Out the Weekly Ad

Search through Michaels weekly ad online for more deals that are usually good only through the week.

5. Take a Class

Looking for a fun way to spend a Saturday afternoon with the family? Heading over to a crafting class at Michaels is bound to be a lot cheaper than anything else you’ll find. Check out the Classes & Events page to find an activity that everyone will love. Prices generally range from a couple dollars to the cost of your canvas, whatever that may be (as in you buy the birdhouse, supplies to decorate it are free).

6. Go Get Your Mail

You’re likely to find more Michaels coupons in your newspaper or in direct mailers, especially if you’ve given your address either in-store or at Michaels.com.

7. Search for Competitor Coupons

Don’t limit your coupon search to just Michaels coupons (although you’re sure to find plenty of those). The store also accepts competitor coupons from places like Jo-Ann Fabrics, Hobby Lobby, etc. Some restrictions apply, so be sure to check with the store.

8. Get More With Online Searches

Check out sites like Groupon, Coupon Cabin and Coupon Sherpa to scoop up any additional coupons you may have missed, or promo codes for online deals.

9. Bring in Multiple Coupons

Once you’ve found all your coupons, be sure to bring in as many as you can. The store limits you to one coupon of each type per day, but you can still use multiple different coupons on any given day. You can find the full coupon policy here.

10. Use a Rewards Credit Card

Get a little kickback on your crafting by using a rewards credit card at Michaels. Just don’t overcharge. Too much credit card debt can damage your credit scores. You can see where you stand by viewing two of your credit scores for free on Credit.com.

11. Follow Them on Facebook for Flash Sales

Be sure to follow Michael’s Facebook page to catch all coupon and sales deals, but especially ones that they share about last-minute discounts that are good for only one day or a couple days. (Follow them on Twitter to catch deals, as well!)

12. Do a Little Investigating

As stated on Michaels site, the company “will match any competitor’s advertised price on items identical in brand and size. Advertised product must be currently valid and not expired. Competitors allowed to match include AC Moore, Hobby Lobby and Jo-Ann’s.”

13. Shop the Front Aisle

As soon as you enter your local Michaels store you’re bound to pass an aisle of discounted items. While it might take some digging, you’ll often find some good items in there at rock-bottom prices, especially if you’re looking for craft ideas to keep curious kids busy or seasonal items for a season that just passed.

14. Take Advantage of Additional Discounts if You Can

Be sure to check out the discounts section of the site to see if you qualify for additional savings. For example, seniors, teachers and military servicemen and women all qualify.

15. Sign Up for Mobile Alerts

Get mobile text alerts from Michaels regarding coupons and extra deals by texting JOIN2 to CREATE (273283). Message and data rates will apply.

16. Buy Discounted Gift Cards

Check out Gift Card Granny (and other similar sites) to purchase Michaels gift cards at a discounted price.

17. Read the Bottom of Your Coupon

Michaels often offers additional ways to save that will be advertised on the bottom of your printed receipt, like coupons to complete a survey online, for example.

Want more brand hacks? We’ve got you covered. You can find 13 ways to save at Shutterfly here and 19 ways to save at Target here

Image: poba

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17 Ways to Save at Lowe’s

It's easy to overspend at the home improvement chain this time of year. Fortunately, it's just as easy to save.

Whether you’re finishing your basement, fixing a leaky bathroom faucet or trying your hand at built-in bookshelves for your family room, Lowe’s is your one-stop-shop for all things home improvement related. While it can be super-easy to spend a ton of cash there, it’s also just as easy to save. Here’s how.

1. Wait for Things to Go on Sale

If you can, it pays to wait for the bigger items you need to go on sale at the home repair superstore … because they inevitably will. Beginning of the year sales, for example, included up to 40% on bathroom essentials like toilets and sink basins, as well as up to 40% off select custom kitchen cabinets when you spent $3,500 or more.

2. Apply for a Lowe’s Credit Card

If you’ll be shopping here enough and you can pay the credit card off on time (the APR is a variable 26.99%, so this strategy only really works if you can absolutely pay your bill on time), apply for the Lowe’s credit card. New cardholders can pick from between 5% off items every day or six months of special financing with a $299 minimum purchase. Just be sure your credit can handle an inquiry before you apply. You can see where you stand by viewing your free credit report summary, updated every 14 days, on Credit.com.

Like to shop around? We’ve got some picks for the best credit cards for shopping here.

3. Shop Their Exclusive One-Day Deals

Be sure to check the site for Lowe’s one-day only deals, which are good for that day only and while supplies last.

4. Peruse Their Shop Savings Section

Lowe’s adds new discounted items every week to their Savings section, and deals generally last for a couple days or, even, up to a few months.

5. Check Out Their Weekly Ad

Search through your local paper or check online for the Lowe’s Weekly Ad for savings on items that generally last through that week only.

6. Take a Look at Clearance Items

Use the clearance section of the site to find even more discounts on items like cleaning supplies, flooring, home décor and more. Some items are up to 75% off, but the deals generally expire, so check back frequently for what you need.

7. Submit for a Rebate

Many Lowe’s products come with rebate offers, especially if they’re energy-efficient products. The store makes it easy to find out which products will save you a little cash — just check out the current rebates section on the site and submit an online application if your product applies. You can check the status of your rebates there, too.

8. Sign Up for Their Email Newsletter

Submit your email for the Lowe’s newsletter to get the weekly ad, exclusive offers and promotions, sneak peaks of upcoming events and more, directly to your inbox.

9. Join Their Garden Club

Sign up for Lowe’s Garden Club and you’ll receive an email every week with special promotions and offers, as well as gardening plans, advice and more.

10. Never Miss a Sale When You Follow Lowe’s on Social Media

Catch all the current deals and promotions by following the brand on Facebook, Twitter and Instagram.

11. Get a Price Match

Lowe’s guarantees everyday competitive pricing. As such, if you find a competitor offering a lower price on an identical item, bring in the competitor’s current ad and Lowe’s will beat their price by 10%. If a competitor is offering a percent off discount, they’ll match the final net price the competitor is offering.

12. Use Online Price Protection

If you’re already in the store, be sure to check online to see if the item you want is cheaper there before heading to the checkout line. You can shop for your Lowe’s products online to receive the lower of the online store price or the price at your local Lowe’s store. Or, select “store pickup” to order your items online and pick them up in your local store later, thus avoiding the shipping fee —unless you have $49 or more in items, in which case shipping is free.

13. Ask for a Military Discount

If you currently serve in the armed services or are a retired veteran, you and your immediate family receive a 10% discount. Check here for the stipulations.

14. Load Up on Free Services

While it’s not an immediate way to save, taking advantage of all the workshops and personalized services offered at Lowe’s is a great way to ensure you do your project right, which will save you time and money in the long run. Check out a full list of in-store services, including workshops, clinics and other services, on Lowe’s website.

15. Buy Gift Cards at a Discount

Shop sites like Gift Card Granny to purchase Lowe’s gift cards at a discounted price.

16. Install a Coupon Aggregator on Your Computer

Never miss another online coupon or savings offer when you install a coupon aggregate collector, like Honey, on your computer. The search engine will automatically look for discounts at your time of online checkout and could score you even more in savings.

17. Ask When a Sidewalk Sale Is Happening

A couple times a year you’ll notice that Lowe’s has a ton of items out on the sidewalk. These items are often on sale big-time, and their sidewalk sale happens a couple times a year, so be sure you don’t miss it.

Making home improvements this year? We’ve also got some ways to save at Home Depot (as a well as a full review of its credit card) here.

Got a brand you’d like to see us tackle? Leave it in the comments section and we’ll get it in our queue. 

Image: PeopleImages

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18 Ways to Save at CVS

Yup, there are that many ways to save at the major pharmacy chain.

‘Tis the season for your local CVS to be on your regular errand route. Whether it’s cold meds, under eye cream for those tired peepers or extra toilet paper, CVS is your one-stop-shop for all things home/cold/help related. What makes CVS even better is the number of ways you can save when shopping there. Here are a few.

1. Check Out Their Weekly Deals

Hop online and check out the CVS Weekly Deals section before making any purchases. Lots of buy one, get one and instant savings offers are bound to make you happy.

2. Search Through Their Coupon Offers

Even if you’ll be heading into your local CVS to make a purchase, try searching the CVS coupon center online first, where you can print any coupons you’d like to use before shopping.

3. Stack CVS Coupons With Manufacturer Coupons

Search online or through ads in your weekly paper to get coupons directly from manufacturers of your favorite products, then use those coupons in conjunction with CVS ones to score even more savings. (CVS’ coupon policy generally allows one CVS coupon and one manufacturer’s coupon per item.)

4. Find Online Savings 

Don’t need to head into the store? You can save by shopping online at CVS and checking out their online deals, as well. If you do shop online, also be sure to …

5. Ship Wisely

CVS offers up to 20% off plus free shipping and automatic delivery with its Ship & Save program. All you need to do is look for the Ship & Save eligible icon and schedule how often you’d like to receive them. Learn more about the program here.

6. Sign Up for Their ExtraCare Program

If you don’t have an ExtraCare account, sign up for one on CVS’ website. Members earn 2% back in ExtraBucks Rewards most times they shop and enjoy extra savings through email and receipt coupons, as well as through the app.

7. Add Your Email to Your Account

Once you have an ExtraCare card, create an online account and add your email to ensure you receive additional emails with coupons as well.

8. Visit the ExtraCare Coupon Center in the Store

Before you do anything in the store, be sure to scan your ExtraCare card at the red ExtraCare Coupon Center. The machine will automatically print coupons that you can use for your purchases that day or save for later. There’s a price checker option on this machine, too.

9. Earn Rewards on Trips to the Pharmacy

Sign up for the Pharmacy & Health Rewards program and you’ll earn $5 ExtraBucks Rewards every time you fill 10 prescriptions, plus other rewards.

10. Make a Little Cash Off Your Make-Up Purchases

Become a member of the ExtraCare BeautyClub and earn a 10% off beauty shopping pass, $5 ExtraBucks Rewards for every $50 spent on beauty products, $3 ExtraBucks Rewards on your birthday, as well as exclusive emails with coupons and new product info. (Just be sure not to overspend to get extra rewards — carrying credit card balances can hurt your wallet and your credit. You can see how your debts are affecting you by viewing two of your free credit scores, updated every 14 days, on Credit.com.)

11. Save Deals in Your CVS App

CVS now offers the option to get digital receipts at checkout. This way, you can download the CVS app and send your deals directly to your ExtraCare card that way. Plus, you get $5 ExtraBucks Rewards for downloading the app and linking your ExtraCare card to it for the first time.

12. Register Your ExtraCare Card With Upromise

Although slightly different from regular savings, CVS offers an added incentive for customers with college-bound kids to shop with them. When you register your ExtraCare card with Upromise, a free loyalty program run by Sallie Mae that lets families earn credits for a college savings plan or to pay down student loans, CVS will contribute 3% of your nonprescription purchase price on select items every time you shop into your Upromise account. (Psst … we’ve got more ideas for how you can pay for college without taking on a mountain of debt here.)

13. Roll Your ExtraBucks

Customers can roll over their earned ExtraBucks by spending current ExtraBucks on items that give ExtraBucks back. This way you’ll get to purchase an item on “sale” by using an ExtraBuck today, while earning more ExtraBucks to use on future purchases.

14. Ask for a Rain Check

If a sale item you wish to purchase is out of stock, ask a CVS sales associate to issue a rain check. This way when the item is back in stock you’ll be able to purchase the same item at the sale price, and potentially even use more coupons that you may have received or earned in the meantime.

15. Join its Advisor Panel

Sign up to be a member of the CVS Advisor Panel and you’ll receive links to online surveys a couple times a year. Joining will help you shape what CVS offers in their stores and what their service is like, but even better, you’ll earn ExtraBucks each time you participate.

16. Buy Discounted Gift Cards

Use sites like Gift Card Granny to purchase CVS gift cards at discounted prices.

17. Ask About Transferring Prescriptions

If it’s convenient, consider transferring your prescriptions from your current pharmacy to CVS. The company often offers free gift cards to those who do this. Look for this deal in the weekly sales circular or ask a pharmacist.

18. Follow CVS on Social Media

With so many ways to cash in on coupons and savings at CVS, it can be overwhelming. Try following CVS on both Twitter and Facebook to be sure you’re up-to-date on sales before shopping.

Want more brand hacks? We’ve got 13 ways to save at Shutterfly and 15 ways to save at Bed Bath & Beyond.

Have a brand you’d like us to tackle? Let us know in the comments section below.

Image: vizualni

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13 Ways to Save at Shutterfly

This guide can help you never pay full price for a photo product again.

While I’ve always been a fan of Shutterfly for its personalized gift-giving options, once I had a baby, my web browser saw a considerable uptick in Shutterfly visits. Luckily there are plenty of ways to save a little cash when frequenting this photo-lovers heaven. Use this guide to never pay full price for a photo product again.

1. Create an Account

Be sure to create an account directly on their homepage with both your email and home address so you can receive discount offers to your inbox and through the mail.

2. Cash In on the New Customer Offer

Once you create an account, new customers can cash in on a few freebies from the site, like a certain number of free prints, free magnets or a free set of address labels.

3. Check for Other Promo Codes Directly on the Site

Before doing any outside research, check out Shutterfly’s own promotion page. Deals often include things like free economy shipping or free upgrades to expedited shipping, as well as discounts on certain types of photo gifts.

4. Look Up Special Offers

Special offers are not the same as promos, so be sure to also check out Shutterfly’s special offers page for additional savings throughout the year.

5. Stack Your Coupons

Shutterfly allows you to stack multiple coupons (although sometimes free shipping can’t be used in conjunction with other offers, so keep that in mind). Be sure to try out all the available options together when ordering to see which ones stick.

6. Search for Shutterfly Coupons on Other Sites

A little Google search can go a long way in terms of finding additional promo codes for Shutterfly savings, but be sure to check some of the staples, like RetailMeNot, Goodshop, Groupon and Coupons.com

7. Put Together Your Project … Then Save it

Rather than trying to put together an album of your daughter’s first year of life by the time a coupon expires at midnight (ahem, been there, done that), try putting your projects together ahead of time and saving them to your Shutterfly account. If you don’t need them right away, that allows you to wait for the perfect discount offer to come along, thereby saving you cash and frustration.

8. Wait for Seasonal Sales

Like most other sites, Shutterfly will offer big savings around certain predictable times of year, like Black Friday, Christmas and Valentine’s Day. If you can hold off until these times to put together your projects, you’ll save a ton — which is sweet, particularly during peak shopping season, since high credit card balances can hurt your bank account and your credit score. (You can see how your credit card debt is affecting your standing by viewing your free credit report snapshot, updated every 14 days, on Credit.com.)

9. Don’t Throw Out Coupons From Other Packages Right Away

Shutterfly often partners with other companies to offer coupons that will come in their packaging. I’ve received Shutterfly coupons from Babies “R” Us packages and other children’s clothing stores.

10. Sign Up for Rewards Programs on Other Sites

While I’ve never personally tried this, I’ve heard that other companies often allow you to redeem points from their rewards programs for Shutterfly products (particularly if they’re family-friendly sites). Jo-Ann Fabric, Pampers, Huggies and Similac StrongMoms seem to be a few of the popular ones.

11. Use Social Media

Be sure to follow Shutterfly on both Facebook and Twitter to catch any exclusive deals it shouts out to followers, or at the very least to never miss a big sale that they’re sure to call out on their social sites

12. Follow Coupon Aggregate Sites on Social Media, Too

Following Shutterfly is a great way to score deals, but it doesn’t hurt to follow other coupon aggregate sites for potential coupons and promo codes, as well. Try Savings.com, Brad’s Deals and Coupon Sherpa to start.

13. Buy With a Friend

From time to time you’ll find free shipping codes for Shutterfly, but if you don’t have enough to meet the free shipping minimum yourself (for example, as of writing this, you needed to spend $39 to qualify), try combining orders with a friend to reach the minimum amount needed.

Want more brand hacks? We’ve got 14 ways to save at Overstock.com here and 15 ways to save a Bed Bath & Beyond here.

Image: AzmanL

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14 Ways to Save at Overstock.com

Whether you’re looking for towels or a new couch, socks or a crate for your cat.

Whether you’re looking for towels or a new couch, socks or a crate for your cat, there’s a pretty good chance Overstock.com will have it. Here are 14 ways to save on whatever you crave at this online store.

1. Sign Up for Email Alerts

Overstock sends its email subscribers exclusive coupons pretty frequently, and, as of press time, when you sign up, you could get an automatic 10% off coupon.

2. Join Club O Gold

Club O members get free shipping on all orders and earn 5% in rewards dollars for every purchase. Other incentives include 5% in Club O Reward Dollars every time you pay with your registered card at a participating restaurant and up to 40% in rewards when you purchase certain items on their deals page.

3. Take Advantage of Free Membership Opportunities

Membership to Club O Gold is free for certain people (first responders, teachers and students, active military and veterans, for instance), so be sure to take advantage of it if you fall into one of those categories. Otherwise it costs $19.95 to join.

4. Use Overstock Coupons

Visit Overstock’s own coupon page to take advantage of daily deals that will save you even more money.

5. Get Coupons From Other Sites

Search around for coupon offers from other sites like Coupons.com, RetailMeNot or even Groupon.

6. Install Honey

These aren’t the only sites with coupons that could help you save at Overstock. Instead of spending hours searching, consider installing Honey on your computer and let the coupon aggregation site apply the best coupon code at checkout for you. (Be sure to read the full terms and conditions before signing up so you know what the tool entails.)

7. Consider an Overstock Credit Card

Its Club O Rewards MasterCard offers up to 8% back in Club O dollars on Overstock purchases (5% through Club O, 3% for using the card), 2% back on gas and groceries and 1% back everywhere else. You’ll get a $40 statement credit after your first purchase. Just pay any balances off in full: The card carries a variable APR of 16.49% to 25.49%, depending on creditworthiness. (You can get a sense of where you might fall by viewing two of your free credit scores, updated every 14 days, on Credit.com.)

Not sure how the Overstock credit card stacks up against other retailers’ rewards plastic? Check out our picks for the best shopping credit cards are a starting point.

8. Check Out Flash Deals

Sign up for flash deal notification emails on products or check the Flash Deals page for new discounts starting daily at 12 p.m. EST.

9. Shop Clearance & Liquidation Items

Check out Overstock’s Clearance & Liquidation section for up to 75% off on select items. You can sign up for weekly clearance notification emails, as well.

10. Take a Second Before Making That Purchase

You can often cash in on extra savings by putting items in your shopping cart online and then waiting a bit to actually buy them. Stores often send follow up emails to customers reminding them of what’s in their carts, usually with a coupon attached to incentivize them to make the purchase even more.

11. Go the Gift Card Route

Sites like Raise.com sell gift cards for stores at a discounted price. For example, if you visit the Raise Overstock page you might find an Overstock gift card valued at $50 that costs you $45.

12. Check out PayPal Offers

PayPal often offers discounts on certain shops when you pay with your account. Check their offers page frequently for updated offers.

13. Make Purchases on a Holiday

Like most stores, Overstock tends to offer big discounts around certain holidays. The Presidents’ Day sale, for example, had certain home décor, garden and patio, and luggage items — along with tons of others — at up to 70% off. You can check out holiday sale previews on their Deals Destination page.

14. Ship Smart

Overstock changes its shipping offers throughout the year, so check out their shipping calendar page to make the most of free standard or upgraded, expedited and express shipping offers, which are often associated with specific holidays.

Looking for more brand hacks? Here’s 15 ways to save at Bed Bath & Beyond and 14 ways to save at Babies R Us.

Note: It’s important to remember that interest rates, fees and terms for credit cards, loans and other financial products frequently change. As a result, rates, fees and terms for credit cards, loans and other financial products cited in these articles may have changed since the date of publication. Please be sure to verify current rates, fees and terms with credit card issuers, banks or other financial institutions directly.

Image: PeopleImages

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